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12921 Cumberland Cir, Anchorage, AK, 99516

4beds
3baths
2,831sqft
$650,000
$230price/sqft
$4,766/moest. monthly cost
$190,640/yrincome needed

About This Home

Desirable Kempton Hills home with room for everyone! Soaring vaulted ceilings and abundant storage throughout create a spacious, functional layout featuring two living areas. The beautifully appointed kitchen showcases granite countertops, stainless steel appliances, and double ovens. Recent updates include new luxury vinyl plank flooring downstairs and new carpet upstairs, making this truly move--in ready. Outside, you'll fall in love with the incredible backyard garden and the covered front and back porches--perfect for enjoying Alaska's outdoors rain or shine. Pride of ownership is evident in every detail of this meticulously maintained home!

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
50
BikeBikeable

Schools

10/10
Huffman Elementary SchoolGrades PK-60.9 mi
9/10
Goldenview Middle SchoolGrades 6-82.5 mi
10/10

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Block
  • Roof: Asphalt,Composition,Shingle
  • Construction materials: Frame,Wood Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer &/Or Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • BR/BA on Main Level,Ceiling Fan(s),Den &/Or Office,Family Room,Granite Counters,Pantry,Vaulted Ceiling(s),Storage
  • Window features: Window Coverings
  • Flooring: Carpet,Luxury Vinyl
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Fireplace(s),Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,831
  • Total interior livable area: 2,831 sqft

Property

Details

  • Parcel number: 0173531500001
  • Zoning: R1
  • Zoning description: Single Family Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck/Patio
  • Exterior features: Private Yard
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Fenced
  • Waterfront features: None,No Access
  • Topography of land: Sloping

Lot

  • Lot size: 7,405 sqft
  • Features: Covenant/Restriction,Fire Service Area,City Lot,Landscaped,Road Service Area

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Paved,Attached,Heated Garage,No Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Earthquake
Winter Weather

FEMA Declared Disasters in Anchorage Municipality and Alaska

Flood
Mud Landslide
Other
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance $147$1,764
Property Taxes $862$10,344
Electricity $471$5,662
Total$4,766$57,192

Income You'd Need if You Spent...

35% on housing$163,405/yr
40% on housing$142,980/yr
45% on housing$127,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 99516$313
Anchorage Municipality$252

vs Homes Sold Last Month

Median $/sqft

ZIP 99516$266
Anchorage Municipality$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$625,000
2026-07-22Listed for sale$650,000
2026-07-11Pending sale$650,000
2026-07-10Listed for sale$650,000
2014-08-29Sold--
2002-12-31Sold--
2000-09-14Sold--

For Sale by Agent

AgentDanielle Grigg
BrokerageCORE Real Estate Group, LLC.

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