




51 W Beach Ave, Wood River, IL, 62095
About This Home
3-Bedroom Potential | 1.5 Baths | Move-In Ready Upstairs | Finished-Basement Potential Great opportunity for a buyer looking for a move-in-ready home with additional space and plenty of potential to add value. The property was previously valued at an ARV of over $165,000 with one bathroom, and the owner has since added a half bath in the basement. The main level is move-in ready and features two bedrooms, one full bathroom, a living room, kitchen, and pantry. The basement offers additional potential with framing already started for a third bedroom, half bathroom, laundry area, and additional living space. The basement is unfinished, giving the new owner the flexibility to finish it according to their own needs and vision. The furnace, plumbing, and electrical systems have been updated/new, with some remaining basement attachments and final connections still needing to be completed. The possibilities are great—you can move into the finished main level while taking your time with the basement. The additional space could potentially be transformed into a family room, man cave, guest area, additional living quarters, rental space, or another space that fits your needs. This property offers both immediate livability and future potential. Whether you’re looking for a home to make your own, an investment opportunity, or additional space to customize, this one is worth taking a look at. Come see the potential for yourself! Schedule a showing and take a look at what this property has to offer.
Getting Around
Schools
Construction
Condition
- Year built: 1923
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area above ground: 1,080
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,080
- Total interior livable area: 1,080 sqft
Property
Details
- Parcel number: 192082120402024
- Special condition: Standard
Features
- Levels: One
Lot
- Lot size: 5,501 sqft
- Features: Interior Lot,Level
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tornado
- Earthquake
- Hail
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $652 | $7,824 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $192 | $2,304 |
| Electricity | $130 | $1,569 |
| Total | $1,106 | $13,272 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Listed for sale | $129,000 |
| 2025-05-01 | Sold | $15,000 |
