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1401 County Road 449, Lake Panasoffkee, FL, 33538

4beds
2baths
1,584sqft
$275,000
$174price/sqft
$2,038/moest. monthly cost
$81,520/yrincome needed

About This Home

Contact Owner Directly Phone Number Listed Right Below Description 4 Bedroom 2 Bath 1584 Sq Ft Block Home on .39 Acres Nice Layout Split Floor Plan, Move In ready ** No Showings with out “Proof of Funds” or “Mortgage/Lender Approval Letter” ** - Absolutely NO Owner Financing or Lease Options- -No Wholesalers or Assignable Contracts- - No Agent Needed / Closing Handled By Real Estate Law Firm - Unless buyer has a preferred closing company Floodzone X (No Flood Insurance) Recent Survey In October 2024 Located in Tracy’s Point Waterfront Community On Lake Panasoffkee, Deed Restricted Homes Only, Small HOA only $40 per year Deeded water access and community Boat Ramps, Golf cart friendly community. Waterfront Dining, Fishing Lodge and US Post office right in the neighborhood. Really Close to The Villages, Quick Access to I-75 and The FL Turnpike .39 Acres Nice size Unique Lot No shared property Lines with Neighbors, Road borders around Whole Property Brand New Roof Brand New MR. Cool High Efficiency HVAC Smart Touch Screen Thermostat Brand new Kitchen, Cabinets , Countertops, Floor to ceiling Wall Pantry, Tons of storage, Large Kraus Single Basin Sink w/ Smart Faucet, Touch-less auto Off/On All brand new Samsung Appliances Stainless - Energy Efficient Smart appliances- Automatic Open Dishwasher Dual size Ice Maker Fridge, Wifi Enabled Samsung Smart Electric Range with No Pre-heat Air Fry & Convection Over Range Built-in Microwave APEC Water - 6 Stage Reverse Osmosis Water Filtration System + PH Enhanced Alkaline Filter, for the purest Tasting Drinking Water. Sink Faucet and Supply to Fridge for Ice.. Under counter EZ Change Filters New Solid Core Fully WaterProof LVL Flooring New Carpet with extended Warranty From Empire covers stains and damages Smart Ceiling Fans in 3 bedrooms Smart phone Controlled or Remote Master Bathroom Has a Whirlpool/Jacuzzi Tub with built-in water heater for endless hot relaxing Baths City Water Also Has a Large Well for Irrigation, car washing, etc to save on Water Bills Has Septic System- No Sewer Bills SECO Energy Electric With Whole House Surge Protection High Speed Spectrum Internet and Cable TV Nice Screen Room Patio with door right off the kitchen for outdoor dining, entertaining or relaxing Also Connected to screen room is a Screened in Carport/Garage, with another door to access the second Bathroom/Laundry Room, Extra Electric Sub Panel in Garage can be setup for EV Charging . Generator Back-feed

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
South Sumter High SchoolGrades 7,9-128.3 mi
7/10

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,584 sqft

Property

Details

  • Parcel number: F32M002

Features

  • Exterior features: Cement / Concrete
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.40 Acres

Parking

  • Parking features: Carport,Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$208$2,496
Property Taxes $243$2,916
Electricity $197$2,366
Total$2,038$24,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,874/yr
40% on housing$61,140/yr
45% on housing$54,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 33538$143
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 33538$190
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$250,000
2026-04-19Listed for sale$275,000
2025-07-01Sold$142,000
2025-06-07Pending sale$152,000
2025-05-29Price change$152,000
2025-05-22Price change$153,000
2025-05-19Price change$154,000
2025-05-07Price change$155,000
2025-04-28Price change$156,000
2025-04-24Price change$157,000
2025-04-21Price change$157,500
2025-04-13Price change$158,000
2025-04-04Price change$161,000
2025-03-25Price change$162,000
2025-03-14Price change$163,000
2025-02-27Price change$164,000
2025-02-18Price change$164,500
2025-02-12Listed for sale$165,000
2025-02-11Sold$120,000
2025-02-08Listed for sale--
2025-02-05Pending sale$165,000
2025-01-30Listed for sale$165,000
2000-08-22Sold$70,000

For Sale by Owner

AgentProperty Owner

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