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522 N 5th St, Chillicothe, IL, 61523

2beds
2baths
1,128sqft
$140,000
$124price/sqft
$1,202/moest. monthly cost
$48,080/yrincome needed

About This Home

2 Bedrooms, 2 Bathrooms 1.5 story well maintained house. New Furnace, Range/Oven and Refrigerator. Fresh Paint, Detached garage. Centrally located, close to everything in town. Large yard awaits your gardening skills.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

8/10
South Elementary SchoolGrades PK-30.2 mi
7/10
4/10

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Additional Level

  • Area: 0

Additional Room

  • Level: Main
  • Dimensions: 8ft 8in x 9ft 1in

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom1

  • Level: Upper
  • Dimensions: 16ft 7in x 9ft 0in

Bedroom2

  • Level: Upper
  • Dimensions: 12ft 11in x 9ft 3in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet
  • Window features: Replacement Windows

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,128
  • Total interior livable area: 1,128 sqft

Kitchen

  • Level: Main
  • Dimensions: 19ft 9in x 10ft 1in

Laundry

  • Level: Main
  • Dimensions: 7ft 7in x 5ft 3in

Living Room

  • Level: Main
  • Dimensions: 12ft 1in x 12ft 6in

Main Level

  • Area: 732

Other

  • Level: Main
  • Dimensions: 11ft 2in x 9ft 1in

Other

  • Area: 0

Upper Level

  • Area: 396

Property

Details

  • Parcel number: 0529232001

Features

  • Patio & porch: Porch

Lot

  • Lot size: 0.26 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 66 x 173

Parking

  • Total spaces: 1
  • Parking features: Detached,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$115$1,380
Property Taxes $250$3,000
Electricity $130$1,569
Total$1,202$14,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,211/yr
40% on housing$36,060/yr
45% on housing$32,053/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 61523$99
Peoria County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 61523$108
Peoria County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$150,000

For Sale by Agent

AgentJaci Peters
BrokerageJim Maloof Realty, Inc.

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