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8709 Shade Tree Cir, Crystal Lake, IL, 60014

5beds
4baths
4,645sqft
$675,000
$145price/sqft
$5,355/moest. monthly cost
$214,200/yrincome needed

About This Home

Beautifully situated on one of Lakewood's best-kept secret streets, just two blocks from Crystal Lake, this immaculate custom brick and cedar 2-story home offers the perfect blend of privacy, space, and style. Nestled on a quiet circle with no thru traffic, this home is a rare find in a highly desirable location. Step inside and immediately notice the custom-designed living room feature wall, creating a warm and inviting atmosphere. The open and airy floor plan is ideal for both everyday living and entertaining. The spacious kitchen is a true centerpiece, featuring hardwood floors, stainless steel appliances including a new dishwasher, granite countertops, double oven, large island, wine fridge, abundant 42" white cabinetry, and a pantry closet. The bright eating area opens through elegant French doors to a large deck-perfect for seamless indoor-outdoor entertaining. The kitchen flows effortlessly into the dramatic two-story family room, highlighted by a beautiful brick fireplace and expansive windows that fill the space with natural light. The main level also offers a formal dining room, a versatile 5th bedroom or private office, a laundry room with exterior access, and a powder room. Upstairs, you'll find three generously sized bedrooms, a spacious full bath with double sinks, and a luxurious primary suite featuring a skylight, whirlpool tub, separate shower, and dual vanity. The finished basement is an entertainer's dream, complete with a wet bar, media area, billiards room (including pool table), and a full bathroom-offering space and flexibility for everyone. Recent updates provide peace of mind, including a new water heater, newer washer and dryer, two newer furnaces and central A/C units, and a newer roof. A 3-car garage completes this exceptional home. Energy efficiency is enhanced with solar panels installed last year. Enjoy a short walk to the lake and beach, or simply relax in this quiet, sought-after neighborhood. This is truly a rare gem-don't miss your opportunity to call it home! All the furniture for sale!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
West Elementary SchoolGrades K-50.6 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick,Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Microwave,Dishwasher,High End Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Wine Refrigerator,Range Hood,Humidifier
  • Laundry features: Main Level,Gas Dryer Hookup

Bar Entertainment

  • Features: Flooring (Wood Laminate)
  • Level: Basement
  • Area: 400
  • Dimensions: 25X16

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 120
  • Dimensions: 12X10

Bedroom5

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Family Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 320
  • Dimensions: 20X16

Features

  • Cathedral Ceiling(s),Wet Bar,1st Floor Bedroom,Walk-In Closet(s),Pantry
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Family Room
  • Fireplace: Yes
  • Attic: Unfinished
  • Finished area below ground: 1,623

Game Room

  • Features: Flooring (Wood Laminate)
  • Level: Basement
  • Area: 312
  • Dimensions: 26X12

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,268
  • Total interior livable area: 4,645 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry-Closet,Granite Counters,Pantry),Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 315
  • Dimensions: 21X15

Laundry

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 70
  • Dimensions: 10X7

Living Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full,Tub & Separate Shwr,Whirlpool)
  • Level: Second
  • Area: 320
  • Dimensions: 20X16

Media Room

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 414
  • Dimensions: 18X23

Office

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 156
  • Dimensions: 12X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1801328017
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump,Radon Mitigation System

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.28 Acres
  • Features: Landscaped
  • Lot size dimensions: 90X135

Parking

  • Total spaces: 3
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$314$3,768
Property Taxes $1,271$15,252
Electricity $357$4,287
Total$5,355$64,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,600/yr
40% on housing$160,650/yr
45% on housing$142,800/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 60014$202
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60014$195
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$689,990
2024-07-31Sold$565,000
2024-07-18Contingent$579,000
2024-07-13Price change$579,000
2024-06-27Listed for sale$599,000
2021-07-13Sold$413,000
2019-04-16Sold$375,000
2018-03-25Pending sale$379,900
2018-02-06Listed for sale$379,900
2018-02-02Pending sale$379,900
2017-09-28Price change$379,900
2017-09-08Listed for sale$389,900
2017-07-24Listing removed$389,900
2017-04-25Price change$389,900
2017-02-15Listed for sale$399,900
2017-02-15Pending sale$399,900
2016-10-18Price change$399,900
2016-08-11Price change$419,500
2016-06-07Price change$439,000
2016-04-29Listed for sale$450,000
2010-06-05Listing removed$489,900
2009-10-29Listed for sale$489,900
2009-02-24Listing removed$524,900
2009-01-18Price change$524,900
2008-08-07Price change$539,900
2008-07-31Listed for sale$549,900
2002-05-21Sold$361,000
2000-11-06Sold$63,000

For Sale by Agent

AgentVenera Cameron
BrokerageKeller Williams North Shore West

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