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81 Point Elkhart DRIVE, Elkhart Lake, WI, 53020

3beds
2baths
1,572sqft
$539,000
$343price/sqft
$3,680/moest. monthly cost
$147,200/yrincome needed

About This Home

Point Elkhart is the true Elkhart Lake experience. Enjoy the lake access and other amenities that are superior to other local resorts. This 3 bedroom, 1.5 bath end unit has so much to offer. All 3 bedrooms and the full bath are on the upper floor with the kitchen, dining area and living room with a natural fireplace on the main floor. The lower level is partially finished with a rec room and laundry. The living room on the main level also opens up to a huge composite deck that over looks the pond. The attached 2 car garage has a new garage door opener with 2 remotes and keypad. It's time to schedule your private showing of this unique unit.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
Elkhart Lake High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1974

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Refrigerator,Washer,Water Filtration Own,Water Softener
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Block,Full,Partially Finished

Bathroom

  • Features: Shower Over Tub

Bedroom2

  • Level: Upper
  • Area: 110

Bedroom3

  • Level: Upper
  • Area: 72

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • High Speed Internet
  • Finished area below ground: 400
  • Finished area above ground: 1,172
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,572
  • Total interior livable area: 1,572 sqft

Kitchen

  • Level: Main
  • Area: 66

Living Room

  • Level: Main
  • Area: 180

Master Bedroom

  • Level: Upper
  • Area: 130

Property

Details

  • Parcel number: 59121582890
  • Attached to another structure: Yes
  • Zoning: Residential
  • Exclusions: <font Color=green>sellers Personal Property</Font>

Features

  • Levels: Two,2 Story
  • Stories: 2
  • Patio & porch: Patio/Porch
  • Exterior features: Private Entrance
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake,Pond,Pier,Deeded Water Access,Water Access/Rights,Waterfront
  • Living area range: 1501-1750

Parking

  • Total spaces: 2
  • Parking features: Attached,Heated Garage,Garage Door Opener,2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$231$2,772
Property Taxes $553$6,636
Electricity $171$2,054
Total$3,680$44,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,171/yr
40% on housing$110,400/yr
45% on housing$98,133/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 53020$528
Sheboygan County$254

vs Homes Sold Last Month

Median $/sqft

ZIP 53020$214
Sheboygan County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$539,000

For Sale by Agent

AgentTodd Smith
BrokeragePleasant View Realty, LLC

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