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2306 Modesto St, San Diego, CA, 92105

7beds
5baths
2,588sqft
$1,799,000
$695price/sqft
$10,929/moest. monthly cost
$437,160/yrincome needed

About This Home

Two (2) Beautiful Detached Homes - Brand New Construction for home on Juniper Street, Construction completed in December 2025! Rental Income also Potential! Live in one home - Rent out the other SFR! Bring Investors/Large Familes - Private, Multi-Residence Compound, Prime 9,762 sq ft corner lot in San Diego. This unique offering includes a 4 bed 3 bath (1404 sf) Main Residence and a newly completed, fully Permitted 3 bed/2 bath (1184 sf) Designer ADU/SFR, creating flexibility, style, and Income Potential with thoughtfully designed living space & high end materials. The ADU is the only residence currently available for Showings. 2306 Modesto Street is Occupied and will be shown by appointment only. Both homes are equipped with solar for enhanced efficiency and long-term savings! NOTE: Professional Photos to follow soon! Two (2) Beautiful Detached Homes - Brand New Construction for home on Juniper Street, Construction completed in December 2025! Rental Income also Potential! Live in one home - Rent out the other SFR! Own a private, Multi-Residence Compound on a prime 9,762 sq ft corner lot in San Diego. This unique offering includes a 4 bed / 3 bath Main Residence (1404 sf) and a newly completed, fully permitted 3 bed / 2 bath Designer ADU/SFR creating an ideal blend of flexibility, style, and income potential. The ADU @ 4292 Juniper Street showcases brand-new, two-story construction with high end materials completed in December 2025, offering 1,184 sq ft of thoughtfully designed living space. This is the only residence available for showings. Both homes are equipped with solar for enhanced efficiency and long-term savings. The property also features a detached garage with additional living space (unpermitted), positioned on a substantial ~4,500+ sq ft portion of the lot with potential for a third residence (lot split currently in process; buyer to verify). The main home at 2306 Modesto Street is occupied—please do not disturb. A rare opportunity to secure a turnkey compound with future expansion potential in a highly desirable location. NOTE: Professional Photos to follow soon!

Getting Around

48
WalkingCar-Dependent
35
TransitSome Transit
24
BikeSomewhat Bikeable

Schools

8/10
2/10
Clark Middle SchoolGrades 6-80.8 mi
4/10
Hoover High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Additions/Alterations,Building Permit,New Construction
  • Year built: 2000

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range/Oven,Refrigerator,Solar Panels,Washer,Freezer,Counter Top,Electric Cooking,Gas Water Heater
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • 2 Staircases,Bathtub,Ceiling Fan,Copper Plumbing Full,Open Floor Plan,Shower,Shower in Tub,Storage Space,Kitchen Open to Family Rm
  • Number of fireplaces: 1
  • Fireplace features: N/K
  • Common walls with other units/homes: Detached,No Common Walls,No Unit Above or Below

Heating & Cooling

  • Heating features: Forced Air Unit,Passive Solar
  • Cooling features: Central Forced Air,Other/Remarks

Interior Area

  • Total structure area: 2,588
  • Total interior livable area: 2,588 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits,No Interior Steps,See Remarks

Details

  • Parcel number: 4765521500
  • Zoning: R-2
  • Zoning description: R-2

Features

  • Levels: 2 Story
  • Pool features: N/K
  • Patio & porch: Other/Remarks,Slab
  • Spa features: N/K
  • Fencing: Gate,Partial
  • Has view: Yes
  • View description: Neighborhood
  • Frontage type: Other/Remarks

Lot

  • Lot size: 9,962 sqft

Parking

  • Total spaces: 6
  • Parking features: Converted,Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,096$109,152
Home Insurance *$275$3,300
Property Taxes $1,004$12,048
Electricity $554$6,659
Total$10,929$131,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$374,708/yr
40% on housing$327,870/yr
45% on housing$291,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$695This listing

vs Other Active Listings

Avg $/sqft

ZIP 92105$421
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92105$612
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$1,799,000
2026-03-23Listed for sale$1,900,000
2000-11-21Sold$209,000
2000-02-08Sold$37,000

For Sale by Agent

AgentMary P Sparks
BrokerageCoastal Rock Realty

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