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7016 Narragansett Ct, Mechanicsville, VA, 23111

5beds
3baths
2,039sqft
$434,399
$213price/sqft
$2,830/moest. monthly cost
$113,200/yrincome needed

About This Home

Discover this delightful 2-story transitional home offering 5 bedrooms, 2.5 bathrooms, and 2,039 square feet of inviting living space in the desirable Cypresstree neighborhood. Inside, the home features a bright formal living room and a comfortable family room accented by laminate flooring and a cozy gas fireplace. The eat-in kitchen is equipped with stainless steel appliances and offers plenty of space for casual dining. Upstairs, you’ll find all five bedrooms, including a generous primary suite with a ceiling fan, two closets, and a private bath. The four additional bedrooms are well-sized and include ample closet space. The exterior impresses with a brand new roof, a one-car attached garage, double-width paved driveway, and a spacious, fully fenced backyard. Enjoy outdoor living on the brick paver patio or the expansive two-tiered rear deck, perfect for entertaining. A detached storage shed provides additional storage options. Newly installed Roof provides for low maintenance. This move-in ready gem is ideally located in Mechanicsville, just minutes from the interstate, schools, dining, and shopping, offering convenience and a wonderful place to call home. Seller is motivated, bring ALL offers!!!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
5/10
Bell Creek MiddleGrades 6-80.5 mi
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2000

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace
  • Flooring: Linoleum,Partially Carpeted
  • Number of fireplaces: 1
  • Fireplace features: Gas,Insert
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,039

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 2,039 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 8715934166
  • Zoning description: R3

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Screened,Porch
  • Exterior features: Porch,Storage,Shed,Paved Driveway
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 10,018 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Lightning

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,196$26,352
Home Insurance *$139$1,668
Property Taxes $293$3,516
Electricity $202$2,433
Total$2,830$33,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,028/yr
40% on housing$84,900/yr
45% on housing$75,466/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 23111$212
Hanover County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 23111$229
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$450,000
2026-04-13Price change$454,899
2026-04-02Price change$454,900
2026-03-03Price change$455,000
2026-02-19Price change$464,400
2026-02-02Listed for sale$464,500
2026-02-01Listing removed$464,800
2026-01-11Price change$464,800
2025-10-25Price change$464,900
2025-10-03Listed for sale$465,000
2025-10-01Listing removed$464,400
2025-09-26Price change$464,400
2025-09-05Price change$464,500
2025-08-07Price change$464,850
2025-07-24Price change$464,900
2025-07-11Listed for sale$465,000
2018-03-29Sold$269,000
2018-01-31Price change$269,950
2017-12-07Price change$279,950
2017-11-01Listed for sale$284,950
2005-12-15Sold$254,950
2000-08-28Sold$149,585

For Sale by Agent

AgentKammy Hall Nelson
BrokerageCall It Closed International I

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