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14-3580 Holiday Rd, Pahoa, HI, 96778

3beds
2baths
936sqft
$199,000
$213price/sqft
$1,659/moest. monthly cost
$66,360/yrincome needed

About This Home

Motivated seller! Owner says bring all offers! Time to sell! This Hollow tile home has been remodeled inside and out. It is a 3-bedroom, 2-bath home freshly painted inside and outside. The entire home has new vinyl plank flooring and the interior and exterior doors have been replaced. In addition, there are new appliances for the kitchen. The catchment tank was cleaned professionally and a new top has been installed on the tank. The property has a private entrance to the third bedroom, which has its own bathroom. The carport is next to the kitchen and has a concrete driveway for rainy days. Naturally, the home is cooler on those warm days because of its construction and termite resistant. The home was a successful rental for the past several years. This is move-in ready and priced to sell.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Pahoa Elementary SchoolGrades PK-62.3 mi

Construction

Condition

  • Year built: 1981

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Property

Details

  • Parcel number: 3140450120000
  • Attached to another structure: Yes
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Levels: One
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Fairly Level

Lot

  • Lot size: 8,040 sqft
  • Features: Grassy

Parking

  • Parking features: Detached,Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$89$1,068
Property Taxes $190$2,280
Electricity $374$4,497
Total$1,659$19,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,880/yr
40% on housing$49,770/yr
45% on housing$44,240/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$244
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$199,000
2025-12-08Price change$209,000
2025-09-25Price change$229,000
2025-07-28Listed for sale$249,000
2008-05-23Listing removed$24,000
2008-04-05Listed for sale$24,000
2005-05-27Sold$180,000
2004-01-14Sold$57,500
2001-12-07Sold$12,000

For Sale by Agent

AgentGregory C Dencker
BrokerageSalt Water Real Estate LLC

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