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203 Settlers Ct, Naperville, IL, 60565

4beds
5baths
7,400sqft
$2,295,000
$310price/sqft
$16,913/moest. monthly cost
$676,520/yrincome needed

About This Home

*** Located in the Woods Of Rivermist*** Welcome to this charming home located in a peaceful cul-de-sac in Naperville. The entire home has been professionally designed and renovated. Great large home office. possible 5th bedroom in the lower level. New Front doors just installed different from pictures. Nothing is original. Sought after district 203 schools. Award winning schools - Kingsley-Lincoln and Naperville Central. Newer Wood shingle roof and HVAC. This spacious property boasts an inviting open floor plan with abundant natural light. The kitchen features modern appliances and ample counter space, appropriate for culinary enthusiasts. The living area extends to a beautifully landscaped backyard, appropriate for outdoor gatherings. Enjoy a serene primary suite with a luxurious bathroom and walk-in closet. Conveniently located near schools, parks, and shopping centers.

Getting Around

19
WalkingCar-Dependent
0
TransitNo Nearby Transit
44
BikeSomewhat Bikeable

Schools

9/10
9/10
Lincoln Jr High SchoolGrades 6-82.2 mi
9/10

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shake
  • Construction materials: Synthetic Stucco

Notable Dates

  • Major remodel year: 2019

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedroom2

  • Level: Second
  • Area: 192
  • Dimensions: 12X16

Bedroom3

  • Level: Second
  • Area: 168
  • Dimensions: 12X14

Bedroom4

  • Level: Second
  • Area: 192
  • Dimensions: 12X16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Family Room

  • Level: Main
  • Area: 396
  • Dimensions: 18X22

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 0
  • Total interior livable area: 7,400 sqft

Kitchen

  • Level: Main
  • Area: 330
  • Dimensions: 15X22

Laundry

  • Level: Main
  • Area: 84
  • Dimensions: 7X12

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 15X17

Master Bedroom

  • Features: Bathroom (Full,Double Sink,Tub & Separate Shwr)
  • Level: Second
  • Area: 399
  • Dimensions: 19X21

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1202063100090000
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Balcony,Fire Pit

Lot

  • Lot size: 0.37 Acres
  • Lot size dimensions: 125X107X138X147

Parking

  • Total spaces: 3
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,604$139,248
Home Insurance *$724$8,688
Property Taxes $4,016$48,192
Electricity $569$6,830
Total$16,913$202,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$579,874/yr
40% on housing$507,390/yr
45% on housing$451,013/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 60565$262
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60565$255
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$2,295,000
2026-01-06Listed for sale$2,350,000
2025-11-18Listing removed$2,350,000
2025-06-11Price change$2,350,000
2025-06-09Listed for sale$2,050,000
2023-01-17Listing removed--
2022-09-07Listed for sale$1,770,000
2022-09-01Pending sale$1,770,000
2022-07-13Listed for sale$1,770,000
2022-05-27Listing removed--
2022-01-06Price change$1,749,000
2021-08-20Price change$1,849,000
2021-07-14Listed for sale$1,990,000
2014-01-01Listing removed$8,500
2013-08-27Price change$8,500
2013-07-09Price change$8,000
2012-11-13Listed for rent$12,000
1998-01-15Sold$707,500
1997-02-07Sold$169,333

For Sale by Agent

AgentMisael Chacon
BrokerageBeycome brokerage realty LLC

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