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15-2685 Opae St, Pahoa, HI, 96778

4beds
4baths
2,218sqft
$360,000
$162price/sqft
$2,746/moest. monthly cost
$109,840/yrincome needed

About This Home

Tucked away in the lush Hawaiian Beaches community, just minutes from the ocean and Kahakai Park, this spacious and private three-level residence offers the perfect blend of flexibility, comfort, and island living. With approximately 3,800 sq ft under roof and 2,280 sq ft of interior living space, this 4-bedroom, 3.5-bath home is well-suited for extended families, multigenerational living, or potential rental opportunities. The home is thoughtfully designed across multiple levels, each with its own entrance. Upper Level: Bright and open with soaring ceilings and a loft-inspired layout, featuring a full kitchen, generous living area, half bath, with a front and back lanai, ideal for enjoying the surrounding tropical canopy. Middle Level: 3 spacious bedrooms and 2 full bathrooms, complemented by front and rear lanais that overlook the verdant yard, perfect for relaxing or entertaining. Ground Level: A separate studio suite with a private bath, plus an expansive covered outdoor kitchen and lanai area complete with a fire pit, an inviting space to gather and take in vibrant sunrise and sunset views. Additional highlights include a large shared laundry area, ample storage, and a landscaped yard with mature fruit and ornamental trees. The property is serviced by a private water system (no catchment), paved roads, and high-speed internet access. Conveniently located a short drive from Pāhoa, you’ll have easy access to local shops, dining, and everyday amenities while enjoying the peace and beauty of this tropical setting. Offered As-Is, this property presents a fantastic opportunity to add your personal touch and maximize its full potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Year built: 1982

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Vaulted Ceiling(s)
  • Flooring: Carpet

Interior Area

  • Total structure area: 2,218
  • Total interior livable area: 2,218 sqft

Property

Details

  • Parcel number: 3150860750000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Topography of land: Fairly Level

Lot

  • Lot size: 9,100 sqft
  • Features: Grassy,Landscaped

Parking

  • Parking features: Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$162$1,944
Property Taxes $50$600
Electricity $714$8,570
Total$2,746$32,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,148/yr
40% on housing$82,380/yr
45% on housing$73,226/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$244
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$360,000
2026-04-15Listing removed$379,000
2025-11-22Listed for sale$379,000
2025-09-30Listing removed$2,850
2025-08-14Listed for rent$2,850
2025-08-14Listing removed$2,850
2025-06-27Listed for rent$2,850
2022-10-02Listing removed--
2022-09-08Listed for rent$2,100
2019-06-29Listing removed$320,000
2019-03-29Listed for sale$320,000
2004-07-29Sold$186,000
2003-10-20Sold$64,000
2000-03-15Sold$70,000

For Sale by Agent

AgentCodi Kaimana Fabella
BrokerageeXp Realty

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