18-1382 Nichols Rd, Mountain View, HI, 96771
About This Home
What would you do with a $10,000 closing credit? Well this, home is move-in ready and recently upgraded. With a seller offering such a generous credit to the buyer at closing, you could make this charming cottage-style home at 18-1382 Nichols Road yours. It’s an excellent option for buyers searching for affordable homes under $400,000 near Hilo. Priced at $365,000, this property offers a great combination of value, convenience, and comfort in lava zone 3 with county water, just about 15 minutes from Hilo. Inside, you’ll appreciate the fresh, updated feel with new flooring, a new kitchen, updated bathroom, modern fixtures, and new appliances. The cottage layout has 2 bedrooms one bath on top and an larger recreation room with a bathroom down stairs, maximizing the space and creates a cozy atmosphere, making it ideal for first-time homebuyers, downsizers, or anyone looking for a low maintenance Big Island home at an attractive price point. The upgrades are already done, so you can move right in without the stress of a renovation. Situated on a smaller lot designed for easy yard maintenance, this property is perfect for buyers who want more time to enjoy island life and less time spent on landscaping. Being in lava zone 3 with county water adds to long-term peace of mind and lending appeal, while the short drive to Hilo means quick access to shopping, schools, medical services, and dining. If you’re searching MLS or online for Hilo homes under $400K, Big Island affordable homes, or HPP/Puna properties in lava zone 3 with county water, this upgraded cottage should be on your must-see list.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1928
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave Hood,Range,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Laminate
Interior Area
- Total structure area: 768
- Total interior livable area: 768 sqft
Property
Details
- Parcel number: 3180020540000
- Zoning: A-5A
- Special condition: Fee Simple,Standard
Features
- Topography of land: Fairly Level
Lot
- Lot size: 7,146 sqft
Parking
- Parking features: None,Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Volcanic Activity
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $27 | $324 |
| Electricity | $374 | $4,497 |
| Total | $2,421 | $29,052 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $349,000 |
| 2026-07-20 | Listed for sale | $365,000 |
| 2026-05-07 | Sold | $170,000 |
| 2018-11-28 | Sold | $156,000 |
| 2018-10-12 | Pending sale | $165,000 |
| 2018-09-05 | Listed for sale | $165,000 |
| 2018-08-20 | Pending sale | $165,000 |
| 2018-08-08 | Listed for sale | $165,000 |
| 2018-07-25 | Pending sale | $165,000 |
| 2018-07-17 | Listed for sale | $165,000 |
| 2013-03-21 | Sold | $105,000 |
| 2011-06-23 | Sold | $59,000 |
| 2010-07-16 | Sold | $95,000 |
| 2005-06-24 | Sold | $106,700 |
| 2000-05-12 | Sold | $45,000 |
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