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18443 N Borgata Drive, Surprise, AZ, 85374

2beds
2baths
2,014sqft
$580,000
$288price/sqft
$3,498/moest. monthly cost
$139,920/yrincome needed

About This Home

Remodeled Sierra in Sun City Grand.Courtyard leads Kitchen has White cabinets with self closing drawers and cabinets, Quartz counters and backsplash,SS appliances include Double ovens, built-in microwave, beautiful lighting, huge island and Plantation Shutters through-out. LVP through-out except Den and bedrooms have carpet. Gas Fireplace in Great room. New baseboards thru-out. Primary bedroom has his and hers walk-in closets with build-ins. Primary bath has dual sinks with quartz counters, free standing tub and large walk-in shower. Guest Bath has large walk in shower w/jets on wall, new vanity w/quartz counters. Back yard oasis with beautiful pebble-tec salt pool w/ in ground cleaning system surrounded with kool decking. Salt cell and pool light 2026. Solar Lease $224.65/Mo 52 Panels.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
6/10
Willow Canyon High SchoolGrades 7-123.3 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Other

  • Builder name: Del Webb2

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Gas Cooktop
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Quartz Countertops,High Speed Internet,Double Vanity,Eat-in Kitchen,9+ Flat Ceilings,No Interior Steps,Kitchen Island,Pantry,Full Bth Master Bdrm,Separate Shwr & Tub
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Programmable Thmstat

Interior Area

  • Total structure area: 2,014
  • Total interior livable area: 2,014 sqft

Property

Details

  • Parcel number: 23240658
  • Special condition: Age Restricted (See Remarks),Owner/Agent

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Variable Speed Pump,Outdoor Pool,Play Pool
  • Patio & porch: Covered
  • Exterior features: Misting System,Private Yard
  • Spa features: None
  • Fencing: Wrought Iron

Lot

  • Lot size: 10,785 sqft
  • Features: North/South Exposure,Sprinklers In Rear,Sprinklers In Front,Desert Back,Desert Front,Gravel/Stone Front,Gravel/Stone Back,Auto Timer H2O Front,Auto Timer H2O Back

Parking

  • Total spaces: 5.5
  • Parking features: RV Access/Parking,Garage Door Opener,Extended Length Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Hail
Strong Wind

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance $138$1,656
Property Taxes $212$2,544
Electricity $216$2,603
Total$3,498$41,976

Income You'd Need if You Spent...

35% on housing$119,931/yr
40% on housing$104,940/yr
45% on housing$93,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 85374$190
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85374$235
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$580,000
2026-04-16Pending sale$580,000
2026-04-02Listed for sale$580,000
2014-02-28Sold$273,000
2013-10-05Price change$284,900
2013-09-21Price change$289,900
2013-09-03Price change$295,000
2013-08-02Listed for sale$299,900
2012-02-16Listing removed$259,900
2011-11-18Listed for sale$259,900
2011-10-12Sold$236,000
2011-08-02Sold$250,705
2011-05-14Price change$269,000
2011-04-17Price change$299,000
2011-03-28Listed for sale$372,000
2001-08-14Sold$197,140

For Sale by Agent

AgentTrudy Drieling
BrokerageColdwell Banker Realty

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