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15145 W CACTUS RIDGE Way, Surprise, AZ, 85374

2beds
2baths
1,282sqft
$364,000
$284price/sqft
$2,276/moest. monthly cost
$91,040/yrincome needed

About This Home

Beautiful expanded Cypress with MANY updates and upgrades. Roof in 2025 Kitchen is a stunner, Plantation shutters through out home. Garage has new expoxy flooring. All the mecanicals have been updated. You will love the privacy of the expanded patio with new cool decking.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
6/10
Willow Canyon High SchoolGrades 7-123.6 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Other

  • Builder name: Pulte Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range,Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,Eat-in Kitchen,Breakfast Bar,9+ Flat Ceilings,3/4 Bath Master Bdrm
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,282
  • Total interior livable area: 1,282 sqft

Property

Details

  • Parcel number: 23241040
  • Special condition: Age Restricted (See Remarks)

Features

  • Stories: 1
  • Patio & porch: Covered
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 6,799 sqft
  • Features: East/West Exposure,Desert Back,Desert Front

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Direct Access,Attch'd Gar Cabinets
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Hail

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,840$22,080
Home Insurance $87$1,044
Property Taxes $133$1,596
Electricity $216$2,603
Total$2,276$27,312

Income You'd Need if You Spent...

35% on housing$78,034/yr
40% on housing$68,280/yr
45% on housing$60,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 85374$190
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85374$235
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$364,000
2025-06-16Sold$339,000
2025-05-10Price change$345,000
2025-04-27Price change$355,000
2025-04-19Listed for sale$360,000
2021-11-10Sold$385,000
2021-10-31Pending sale$374,500
2021-10-27Listed for sale$374,500
2020-02-26Sold$267,000
2020-01-27Pending sale$267,000
2020-01-27Listed for sale$267,000
2020-01-23Pending sale$267,000
2020-01-21Listed for sale$267,000
2017-03-31Sold$224,500
2017-02-18Pending sale$227,500
2017-02-09Listed for sale$227,500
2009-11-18Sold$189,900
2004-12-06Sold$217,000
2004-01-16Sold$153,000
2001-12-06Sold$135,884

For Sale by Agent

AgentPatricia M. Johnson
BrokerageRealty ONE Group

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