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8235 Caminito Santaluz Norte, San Diego, CA, 92127

4beds
5baths
5,008sqft
$4,295,000
$858price/sqft
$28,046/moest. monthly cost
$1,121,840/yrincome needed

About This Home

Welcome to the prestigious gated community of Santaluz, where tranquility, security, and natural beauty define everyday living. Ideally situated on the east side of the guarded gates, this stunning single-level estate is just a short walk to the Club, offering effortless access to world-class amenities. Set on more than two acres of meticulously manicured grounds, the property offers an extraordinary sense of privacy and serenity. Enjoy sweeping southwest views from the resort-style backyard. Featuring a luxurious stone pool and spa with Baja shelf, cascading waterfall, and an elevated lounge area perfect for sunset gatherings. The outdoor spaces are designed for year-round enjoyment with a wraparound covered patio, two private enclosed courtyards, elegant landscape lighting, a charming rose garden, and an outdoor kitchen ideal for entertaining. A vine-covered entry welcomes you into a light-filled interior defined by soaring ceilings and expansive windows that frame the spectacular backyard views. The pool and panoramic scenery serve as the focal point of the home, visible from the formal living and dining rooms, kitchen, family room, and private primary wing. The spacious chef’s kitchen flows seamlessly into the inviting family room, highlighted by Saltillo tile flooring, vaulted ceilings, and a cozy fireplace entertainment area. Thoughtfully designed with family living in mind, the home features multiple private wings. Two generously sized bedrooms with en-suite baths share a flexible living space perfect for children or teens. (See supplement for more.) Separated by a tranquil courtyard and dedicated office area. The office and additional bonus room could be optional bedrooms. The primary suite occupies its own wing and offers a private sitting area, 2 walk-in closet, views and access to the pool, and a private courtyard. On the opposite side of the home, a guest bedroom with its own en-suite bath provides comfort and privacy for visitors. Additional highlights include a newly installed zoned HVAC system, rich hardwood flooring, a dramatic slate tile entry, elegant coffered ceilings, 3 fireplaces, a large 4 car garage, 2 car side spaces, plus room for 6 more cars in the driveway, and more! All of this is just moments from the Hacienda Club at Santaluz, where residents enjoy access to the club, fitness center, pool, café, and miles of scenic hiking trails.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

10/10
7/10
10/10
Del Norte High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean/Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Pool/Spa/Equipment,Range/Oven,Refrigerator,Washer,Barbecue,Gas Range,Electric Water Heater
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Stone,Wood,Clay
  • Number of fireplaces: 3
  • Fireplace features: FP in Family Room,FP in Living Room,FP in Primary BR
  • Common walls with other units/homes: Detached

Heating & Cooling

  • Heating features: Zoned Areas,Forced Air Unit
  • Cooling features: Central Forced Air,Zoned Area(s)

Interior Area

  • Total structure area: 5,008
  • Total interior livable area: 5,008 sqft

Property

Details

  • Parcel number: 2692301200
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 1 Story
  • Pool features: Below Ground,Private
  • Patio & porch: Porch - Front
  • Has spa: Yes
  • Spa features: Private w/Pool,Yes
  • Fencing: Full
  • Has view: Yes
  • View description: Golf Course,Panoramic,Parklike,Valley/Canyon,Pool
  • Frontage type: Other/Remarks

Lot

  • Lot size: 2.11 Acres

Parking

  • Total spaces: 12
  • Parking features: Attached,Garage - Front Entry,Garage - Two Door
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,717$260,604
Home Insurance *$637$7,644
Property Taxes $4,619$55,428
Electricity $1,073$12,886
Total$28,046$336,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$961,577/yr
40% on housing$841,380/yr
45% on housing$747,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$858This listing

vs Other Active Listings

Avg $/sqft

ZIP 92127$666
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92127$686
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$4,595,000
2017-06-08Listing removed$2,330,000
2012-04-10Sold$1,900,000
2009-05-01Listing removed$1,995,000
2009-03-18Listed for sale$1,995,000
2002-07-29Sold$1,215,000

For Sale by Agent

AgentJenny Schlick
BrokerageCompass

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