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4191 Bay Beach Ln APT 253, Fort Myers Beach, FL, 33931

3beds
2baths
1,636sqft
$649,000
$397price/sqft
$4,678/moest. monthly cost
$187,120/yrincome needed

About This Home

Waterside Building II- large pristine 3 bed 2 bath condo on the 5th floor with awesome sunset views of Gulf of Mexico, Big Carlos pass, Lovers Key and the intercoastal water way. Rarely used furnished condo that feels like a home with surround sound and 9 foot ceilings. SEE VIRTUAL TOUR. Waterside is the Premier gated community on Fort Myers Beach. Deeded beach access, private fishing pier, gate attendant, exercise room, sauna, social room, lighted clay tennis courts and resort style pool, biking and walking paths, new bocce ball and pickle ball courts. The building also has guest suites for when your family or friends come to visit. Walk to the beach, Fishtail Marina is nearby for boat rentals. Boat slips are available for rent or purchase. Located on the south end of the beach for quick access to the shops of Promenade, Coconut Point or a Trip to South Naples Fifth Ave. Schedule your showing today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
Lexington Middle SchoolGrades 6-86.3 mi
4/10
Estero High SchoolGrades 9-125.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1998

Materials

  • Foundation: Pillar/Post/Pier,Raised
  • Roof: Built-Up,Flat
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,High Rise
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Freezer,Disposal,Microwave,Refrigerator,Self Cleaning Oven,Washer,Water Purifier
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Bathtub,Tray Ceiling(s),Dual Sinks,French Door(s)/Atrium Door(s),Living/Dining Room,Pantry,Separate Shower,Cable TV,Walk-In Closet(s),Wired for Sound,High Speed Internet,Home Office,Split Bedrooms,Bathroom,Den,Guest Quarters,Office,Screened Porch
  • Door features: French Doors
  • Window features: Single Hung,Sliding,Tinted Windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Humidity Control,Heat Pump

Interior Area

  • Total structure area: 1,817
  • Total interior livable area: 1,636 sqft

Property

Details

  • Parcel number: 034724W307400.0253
  • Attached to another structure: Yes
  • Lease amount: 0
  • Zoning description: RM-2

Features

  • Pool features: Community
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Sprinkler/Irrigation,Storage,Shutters Electric,Tennis Court(s),Water Feature
  • Has view: Yes
  • View description: Bay,Gulf,Lake,Tennis Court,Water
  • Has water view: Yes
  • Water view: Bay,Gulf,Lake,Water
  • On waterfront: Yes
  • Waterfront features: Basin,Bayfront

Lot

  • Lot size: 0.48 Acres
  • Features: Zero Lot Line,Pond on Lot,Sprinklers Automatic

Parking

  • Total spaces: 1
  • Parking features: Assigned,Common,Guest,One Space,Attached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$483$5,796
Property Taxes $717$8,604
Electricity $197$2,366
Total$4,678$56,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,388/yr
40% on housing$140,340/yr
45% on housing$124,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$397This listing

vs Other Active Listings

Avg $/sqft

ZIP 33931$620
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33931$520
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-09Price change$649,000
2025-03-14Price change$679,000
2024-11-14Listed for sale$695,000
2024-04-23Listing removed--
2024-01-09Listed for sale$759,900
2023-10-29Listing removed--
2023-08-01Listed for sale$759,900
1999-01-04Sold$267,900

For Sale by Agent

AgentTony Provinzino
BrokerageSun Coast Global, Inc.

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