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455 N Portal Loop SW, Ocean Shores, WA, 98569

2beds
2baths
1,130sqft
$384,900
$341price/sqft
$2,395/moest. monthly cost
$95,800/yrincome needed

About This Home

New contemporary residence located moments from the stunning North jetty and miles of public beach at Ocean Shores, Washington! This 1,139 sf open floor plan by Pete C Construction features an expansive great room with large windows, vaulted ceilings, premium vinyl plank flooring, high ceilings, mini-split a/c-heating, and fireplace. Quartz slab counters throughout. kitchen with spacious island and door to large, covered deck. Private primary en-suite, located on the back side of home with walk-in closet, bathroom with tiled shower and sliding door to the deck. Another sun-filled bedroom and a full bathroom complete the plan. 1-car garage w/remote access. Trex decking. Back yard is fenced with walkthrough gate. Out of the community club, buyer may opt in at any time and enjoy the Bayshore clubhouse and several club-owned parks in the city.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10
North Beach High SchoolGrades 9-126.0 mi

Construction

Condition

  • Property condition: Very Good
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Poured Concrete
  • Roof: Composition,Metal
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s)
  • Window features: Dbl Pane/Storm Window
  • Flooring: Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Electric,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Wall Furnace,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,130
  • Total interior livable area: 1,130 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 093900402300
  • Zoning: R-1
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 8,668 sqft
  • Features: Corner Lot,Paved,Deck,Fenced-Partially,RV Parking
  • Lot size dimensions: 55 x 49 x 77 x 70 x 110

Parking

  • Total spaces: 1
  • Parking features: Driveway,Attached Garage,Off Street,RV Parking
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Tsunami
    TsunamiVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Tsunami
Inland Flooding
Ice Storm
Coastal Flooding
Winter Weather

FEMA Declared Disasters in Grays Harbor County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$105$1,260
Property Taxes $195$2,340
Electricity $149$1,793
Total$2,395$28,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,114/yr
40% on housing$71,850/yr
45% on housing$63,866/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 98569$180
Grays Harbor County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 98569$273
Grays Harbor County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-22Price change$384,900
2025-05-24Listed for sale$399,900
2020-05-05Sold$25,000
2020-04-22Pending sale$29,000
2020-03-17Listed for sale$29,000
2005-05-11Sold$147,500
2004-06-24Sold$10,000

New Construction

AgentSteven L. Simmons
BrokerageJohn L. Scott Ocean Shores

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