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5220 SPRING CREEK DR, Lakeland, FL, 33811

4beds
2baths
1,540sqft
$274,900
$179price/sqft
$1,890/moest. monthly cost
$75,600/yrincome needed

About This Home

PEACEFUL and completely remodeled on over half an acre. This manufactured home gives the freedom to bring your toys and create the lifestyle you have been dreaming of. This kind of space is not easy to find. The home boasts a new metal roof, new AC, new subfloor and luxury vinyl flooring, new windows and new exterior/interior doors. The kitchen has new appliances and ready for that first family meal. The well and septic have been serviced and updated. This home has 4 bedrooms/3 bathrooms and a shed to store all your tools. It is perfectly located in Lakeland (between Tampa and Orlando), where you are close to shopping, dining, parks, major roads that makes life convenient. Don't miss this chance to make this home yours and schedule your private tour!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
2/10

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Bathroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 48
  • Dimensions: 6x8

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 130
  • Dimensions: 10x13

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 90
  • Dimensions: 9x10

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 90
  • Dimensions: 9x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Primary Bedroom Main Floor
  • Flooring: Luxury Vinyl

Florida Room

  • Level: First
  • Area: 220
  • Dimensions: 20x11

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,625
  • Total interior livable area: 1,540 sqft

Kitchen

  • Level: First
  • Area: 160
  • Dimensions: 10x16

Laundry

  • Level: First
  • Area: 32.5
  • Dimensions: 6.5x5

Living Room

  • Level: First
  • Area: 193.75
  • Dimensions: 15.5x12.5

Primary Bathroom

  • Features: Built-in Closet
  • Level: First
  • Area: 51.75
  • Dimensions: 4.5x11.5

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 168
  • Dimensions: 12x14

Property

Details

  • Parcel number: 232906139596000090
  • Zoning: RESIDENTIAL
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard
  • Fencing: Fenced

Lot

  • Lot size: 0.51 Acres
  • Features: Cul-De-Sac

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$194$2,328
Property Taxes $109$1,308
Electricity $197$2,366
Total$1,890$22,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,800/yr
40% on housing$56,700/yr
45% on housing$50,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 33811$147
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33811$192
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Price change$274,900
2026-06-22Price change$289,000
2026-06-05Price change$294,000
2026-05-20Listed for sale$299,999
2026-02-02Sold$115,000
2025-12-31Pending sale$115,000
2025-12-26Price change$115,000
2025-12-15Listed for sale$135,000
1996-07-26Sold$26,500

For Sale by Agent

AgentJeff Hopkins
BrokerageSILCO REAL ESTATE EXCHANGE, IN

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