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4938 Colonnades Cir, Lakeland, FL, 33811

2beds
2baths
1,188sqft
$225,900
$190price/sqft
$1,603/moest. monthly cost
$64,120/yrincome needed

About This Home

Welcome to the Colonnades, a 55+ gated community. Experience carefree living at its best! This lovely 2 Bedroom/ 2 Bathroom home with updated paint, flooring and much more! Open living room/dining room with sliders to the Lanai along with sliders to exit and enter from the Kitchen and Primary bedroom as well. The master bedroom has an en-suite bathroom and dual walk-in closets. The screened enclosed Lanai is perfect for Florida living. The amenities are wonderful with an Olympic size heated swimming pool, fitness center, sauna, spa and shuffleboard courts. The Clubhouse has a full kitchen for hosting private events, Billard's room, Library and also posting monthly upcoming events in the community for your active lifestyle. Check out the pond while strolling around the community and also check out the dock and gazebo. HOA includes all this plus lawn maintenance, cable, and internet. You will have easy access to medical, shopping, dining and the Polk Parkway to get to Tampa or Orlando. This home is a beauty, so schedule your showing today to make it yours!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

2/10
Medulla Elementary SchoolGrades PK-51.1 mi
1/10

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Living Room/Dining Room Combo,Solid Surface Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Linoleum,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,682
  • Total interior livable area: 1,188 sqft

Kitchen

  • Level: First
  • Area: 91
  • Dimensions: 7x13

Living Room

  • Level: First
  • Area: 168
  • Dimensions: 12x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Property

Details

  • Parcel number: 232911139766000190
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Porch,Rear Porch
  • Exterior features: Irrigation System,Rain Gutters
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 6,155 sqft
  • Features: Landscaped

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,142$13,704
Home Insurance *$159$1,908
Property Taxes $105$1,260
Electricity $197$2,366
Total$1,603$19,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,960/yr
40% on housing$48,090/yr
45% on housing$42,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 33811$148
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33811$192
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Listed for sale$225,900
1996-10-15Sold$65,000

For Sale by Agent

AgentTina Ford
BrokerageBERRY REALTY & APPRAISAL SERVICES PA

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