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3094 E COTTON Lane, Gilbert, AZ, 85234

5beds
4baths
3,371sqft
$875,000
$260price/sqft
$5,343/moest. monthly cost
$213,720/yrincome needed

About This Home

Experience the best of Morrison Ranch in this spectacular two-story home with beautiful curb appeal, lush landscaping, 3-car garage, and RV gate. Inside, engineered wood floors flow through spacious living and dining areas, a versatile den/office, family room & loft. The eat-in kitchen Features white cabinets with crown molding, tile counters, backsplash & a center island. Full bed & bath on bottom level perfect for guests! Retreat to the master suite with seperate tub/shower, dual vanity, & walk-in closet. Oversized loft in the center of all the bedrooms makes it a perfect gathering spot for your family! The backyard oasis with sparkling pool is perfect for entertaining or relaxing evenings all year round! Top rated Gilbert Public Schools! Close to 202/60 freeway, shopping & restaurants!

Getting Around

39
WalkingCar-Dependent
12
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

10/10
6/10
7/10
Highland High SchoolGrades 8-121.5 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Santa Barbara/Tuscan
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Speed Internet,Granite Counters,Double Vanity,Eat-in Kitchen,Breakfast Bar,9+ Flat Ceilings,Kitchen Island,Pantry,Full Bth Master Bdrm,Separate Shwr & Tub
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,371
  • Total interior livable area: 3,371 sqft

Property

Details

  • Parcel number: 30414917

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Outdoor Pool
  • Patio & porch: Covered
  • Spa features: None
  • Fencing: Block

Lot

  • Lot size: 10,200 sqft
  • Features: North/South Exposure,Sprinklers In Rear,Sprinklers In Front,Grass Front,Grass Back

Parking

  • Total spaces: 6
  • Parking features: RV Access/Parking,RV Gate,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Hail

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance $243$2,916
Property Taxes $320$3,840
Electricity $356$4,283
Total$5,343$64,116

Income You'd Need if You Spent...

35% on housing$183,188/yr
40% on housing$160,290/yr
45% on housing$142,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 85234$258
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85234$287
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$900,000
2022-03-18Sold$830,000
2022-02-19Pending sale$799,000
2022-02-13Listed for sale$799,000
2020-12-23Sold$600,000
2020-12-09Pending sale$624,900
2020-11-19Price change$624,900
2020-09-11Pending sale$655,000
2020-08-20Price change$655,000
2020-06-11Listed for sale$675,000
2002-08-09Sold$261,461

For Sale by Agent

AgentAimee N. Lunt, RE/MAX Fine Properties
BrokerageRE/MAX Fine Properties

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