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77-6398 Kaheiau St, Kailua Kona, HI, 96740

3beds
3baths
1,884sqft
$1,195,000
$634price/sqft
$7,329/moest. monthly cost
$293,160/yrincome needed

About This Home

Welcome to your tropical ocean view dream home. With expansive ocean views and a huge lanai, you will never want to leave this beautiful home. This home has vaulted ceilings, two stories, large upper and lower lanais, outside shower with a separate living quarters downstairs for a mother in law suite or other opportunities. The Maple hand scraped hardwood floor and Koa Wood banister, brighten the room and bring in the natural esthetics of the outdoors. This home and extra large lot, are positioned on the corner of a cul-de-sac makes it for a quiet and peaceful location. Inside has a huge open living area that connects the kitchen and flows out to the covered and open lanais. The panoramic ocean and sunset views from this property, perched high over the neighboorhood are incredible!! Sunset transforms the yard into enchanted gardens and sets the mood for peaceful evenings. Upstairs you will enjoy 2 bedrooms and 2 bathrooms. The primary room has a lovely island coastline and sunset views, while the other room enjoy up-slope mountain vistas. The primary bedroom is ensuite, a jetted tub and a walk-in closet. The large yard is immaculate a variety of ornamental flowers and fruiting trees: bananas, citrus and much more. It is a large lot with drip irrigation throughout and so much potential for additional gardening and entertaining. A true gem, this home is a specatacular opportunity for Hawaii Living!!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
Kahakai Elementary SchoolGrades PK-51.0 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-127.4 mi
5/10
Konawaena Middle SchoolGrades 6-87.4 mi

Construction

Condition

  • Year built: 1989

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range,Range Hood,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Skylight(s)
  • Flooring: Hardwood

Interior Area

  • Total structure area: 1,884
  • Total interior livable area: 1,884 sqft

Property

Details

  • Parcel number: 3770210310000
  • Zoning: RS-15
  • Special condition: Fee Simple,Standard

Features

  • Levels: Two
  • Fencing: Stone,Wood
  • Has view: Yes
  • View description: Mountain(s),Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Fairly Level

Lot

  • Lot size: 0.34 Acres
  • Features: Cul-De-Sac,Landscaped

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,042$72,504
Home Insurance *$306$3,672
Property Taxes $375$4,500
Electricity $606$7,280
Total$7,329$87,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$251,280/yr
40% on housing$219,870/yr
45% on housing$195,440/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$634This listing

vs Other Active Listings

Avg $/sqft

ZIP 96740$1,110
Hawaii County$496

vs Homes Sold Last Month

Median $/sqft

ZIP 96740$701
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$1,300,000
2006-10-23Sold$775,000

For Sale by Agent

AgentJennifer Lindsay
BrokerageeXp Realty

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