




82-5971 Government Main Rd, Captain Cook, HI, 96704
About This Home
This truly unique property enjoys spectacular views of the mesmerizing grandeur of the South Kona coastline and hinterland. Enviably located at the upper end of McCoy Plantation at a median elevation of approximately 1,460', this fully developed one acre property enjoys peace and privacy. Crowning the property is a turnkey furnished 4bd/3ba three level (plus loft) pole designed home that nestles in a colorful and meticulously maintained landscape. Discretely separate from the main house is a two level turnkey furnished ohana dwelling that also enjoys a wondrous southerly view of the South Kona coastline Notable features of the Main House include:- * Constructed of Douglas fir except for the cedar poles and redwood lanai railings. * Has operated as a very successful hosted vacation for many years. * First floor level--1bd/1ba with 379 sqft of living area. * Second level--3bd/1ba and laundry with 806 sqft of living area and 322 sqft of covered lanai. * Third level--Kitchen, bathroom and living room with 646 sqft of living area and 578 sqft of covered wraparound lanai. * A loft area of 234 sqft * A roof top lookout platform of 96 sq ft. * Koa cabinetry in the kitchen and 3rd level bathroom. * Quartzite kitchen counters. * Custom made floor to ceiling bypass doors access the lanai on the 3rd level. * Cathedral ceiling on the 3rd level. * Aircraft grade aluminum roof. * Two laundry areas. * A detached carport of 432 sqft. Notable features of the Ohana include:- * Recently added downstairs recreation room of 432 sqft. * Upper level like the main house is constructed of Douglas fir. It has 1bd/1ba with a living area of 864sqft. Notable landscape features:- * Approximately 100 producing coffee trees. * Fruit trees include, bananas, mango, jobaticaba and surinam cherry. * Palms and clumping bamboo. * Rockwalls bound the property on the western side and a portion of the southern side.
Getting Around
Schools
Construction
Condition
- Year built: 1987
Materials
- Construction materials: Double Wall,Single Wall,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 5
Features
- Cathedral Ceiling(s),High Ceilings,Stained/Leaded Glass
- Flooring: Ceramic Tile,Hardwood
Interior Area
- Total structure area: 3,361
- Total interior livable area: 3,361 sqft
Property
Details
- Parcel number: 3820090690000
- Zoning: A-1A
- Special condition: Fee Simple,Standard
Features
- Levels: Two
- Exterior features: Lighting
- Fencing: Stone
- Has view: Yes
- View description: Bay,Coastline,Forest,Garden,Mountain(s),Ocean,Ocean Horizon,Sunset
- Has water view: Yes
- Water view: Bay,Ocean
- Topography of land: Steep Slope
Lot
- Lot size: 1 Acres
- Features: Interior Lot,Landscaped
- Lot size dimensions: 221 x 200
Parking
- Total spaces: 2
- Parking features: Detached,Other
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Volcanic Activity
- Earthquake
- Wildfire
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,843 | $106,116 |
| Home Insurance * | $915 | $10,980 |
| Property Taxes | $970 | $11,640 |
| Electricity | $1,082 | $12,987 |
| Total | $11,810 | $141,720 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $1,800,000 |
| 2005-01-18 | Sold | $885,000 |
| 2001-04-12 | Sold | $445,000 |
