99-1846 Painiu Loop, Volcano, HI, 96785
About This Home
CUSTOM HOME, MANY UNIQUE FEATURES. Access the lot by crossing a lava rock and steel dam designed to look like the Hogan Bridge at the Augusta National Golf Course. Limited tree clearing provides for a natural, park-like setting for the house, water tank, fish pond and waterfall. In addition to privacy from the street you have over 2 acres of common area behind the home. These "park areas" are noted on your title report and are found throughout the subdivision serving as a buffer between neighbors. Some of the special construction features are: *5 layers on exterior walls: Hardie board siding, moisture barrier paper, 3/4" plywood, insulation & interior drywall! *26 gauge steel roof on top of moisture paper & 3/4" plywood * 3,000 psi slab foundation with extra steel * Installation of pocket doors to bedrooms/bathrooms * No wasted space with hallways * 9' ceilings in all rooms and oversized windows allow home to "live large". VGCC has no HOA fees, CC&R's nor road fees. Enjoy hiking or lava viewing at the National Park, bowling at KMC, classes at the Art Center and Farmer Markets in the Village. Additionally, your insurance carrier will appreciate the fire station w/ambulance response just a few minutes away!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Construction materials: Double Wall,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dryer,Microwave,Range,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Features
- High Ceilings,Raised Floor
- Window features: Blinds,Skylight(s)
- Flooring: Carpet,Ceramic Tile,Laminate
- Fireplace features: Gas
- Fireplace: Yes
Interior Area
- Total structure area: 1,827
- Total interior livable area: 1,827 sqft
Property
Details
- Parcel number: 3990050410000
- Zoning: RS-15
- Special condition: Fee Simple,Standard
Features
- Levels: Two
- Fencing: Stone
- Has view: Yes
- View description: Garden,Mountain(s),Sunset
- Topography of land: Other (remarks)
Lot
- Lot size: 0.26 Acres
- Features: Cul-De-Sac,Interior Lot,Rocky,Wooded
Parking
- Total spaces: 2
- Parking features: Attached
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Volcanic Activity
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,705 | $32,460 |
| Home Insurance * | $168 | $2,016 |
| Property Taxes | $132 | $1,584 |
| Electricity | $588 | $7,059 |
| Total | $3,593 | $43,116 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $535,000 |
| 2026-04-08 | Price change | $500,000 |
| 2026-02-17 | Price change | $569,900 |
| 2026-01-20 | Price change | $549,000 |
| 2025-12-05 | Price change | $589,000 |
| 2025-08-27 | Price change | $599,000 |
| 2025-08-04 | Price change | $575,000 |
| 2025-07-02 | Price change | $599,000 |
| 2025-06-05 | Listed for sale | $649,000 |
| 2024-07-08 | Listing removed | -- |
| 2024-07-07 | Price change | $549,000 |
| 2024-06-29 | Price change | $599,000 |
| 2024-06-28 | Pending sale | $600,000 |
| 2024-06-19 | Price change | $599,000 |
| 2024-06-07 | Price change | $567,890 |
| 2024-06-03 | Price change | $575,000 |
| 2024-05-29 | Price change | $579,000 |
| 2024-05-25 | Price change | $585,000 |
| 2024-05-19 | Price change | $589,000 |
| 2024-05-16 | Price change | $595,000 |
| 2024-05-09 | Price change | $599,000 |
| 2024-05-07 | Price change | $605,000 |
| 2024-05-02 | Price change | $610,000 |
| 2024-04-29 | Listed for sale | $615,000 |
| 2024-04-28 | Listing removed | $615,000 |
| 2004-04-01 | Sold | $30,000 |
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