920 SW 55TH TERRACE, Gainesville, FL, 32607
About This Home
Welcome to this beautiful and inviting Owner-maintained and Owner-occupied 2-bedroom, 2-bath townhome is nestled in the highly desirable Rockwood Villas community. Inside, you'll find thoughtful updates throughout, including a refreshed kitchen and bathrooms, along with new flooring on the upper level, creating a clean, modern feel that's move-in ready. The flexible floor plan offers a bedroom and full bathroom on the main level—ideal for guests, roommates, or anyone seeking added privacy. Upstairs features a spacious second bedroom, another full bathroom, and a versatile bonus den/flex space perfect for a home office, study area, reading nook, or workout room. Conveniently located just minutes from The Oaks Mall, Butler Plaza, public transportation, the University of Florida, and Santa Fe College, this home places shopping, dining, entertainment, and everyday conveniences right at your doorstep. Whether you're a first-time homebuyer, investor, student, or someone looking for low-maintenance living in one of Gainesville's most convenient locations, this is an opportunity you won't want to miss! Schedule your home tour today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Wood Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Villa
Interior
Appliances
- Appliances included: Dishwasher,Range,Range Hood,Refrigerator
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Living Room/Dining Room Combo,Vaulted Ceiling(s)
- Door features: Sliding Doors
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,106
- Total interior livable area: 1,106 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: Second
Property
Details
- Parcel number: 06680020022
- Zoning: PD
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch,Screened
- Exterior features: Courtyard,Lighting,Sidewalk
Lot
- Lot size: 871 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Inland Flooding
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Alachua County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $874 | $10,488 |
| Home Insurance * | $124 | $1,488 |
| Property Taxes | $101 | $1,212 |
| Electricity | $197 | $2,366 |
| Total | $1,296 | $15,552 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Price change | $172,900 |
| 2026-06-23 | Price change | $174,900 |
| 2026-06-10 | Listed for sale | $177,000 |
| 2023-08-18 | Sold | $187,500 |
| 2017-12-29 | Sold | $95,000 |
| 2017-11-18 | Pending sale | $97,000 |
| 2017-10-19 | Price change | $97,000 |
| 2017-09-26 | Listed for sale | $100,000 |
| 2008-07-08 | Sold | $100,000 |
| 2008-04-30 | Price change | $129,000 |
| 2008-03-09 | Listed for sale | $140,000 |
| 2003-06-10 | Sold | $93,000 |
| 2000-06-12 | Sold | $73,000 |
| 1995-08-23 | Sold | $53,000 |
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