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2325 SW Bard Loop, Lincoln City, OR, 97367

3beds
3baths
2,700sqft
$1,150,000
$426price/sqft
$7,909/moest. monthly cost
$316,360/yrincome needed

About This Home

Welcome to your coastal sanctuary, where refined luxury meets the effortless rhythm of the sea. This stunning 3 bed, 3 bath tri-level home blends Art Deco elegance with a relaxed Pacific Northwest vibe. Walls of windows frame breathtaking ocean views, while the gourmet kitchen—featuring granite counters, a gas range, and dining overlooking the waves—invites moments that linger.Cozy up by the fire in the elegant sitting room, or entertain with ease in the lower-level game room and bar. Multiple balconies offer front-row seats to sunsets and salty sea air. Offered fully furnished, this turnkey retreat is ideal as a private getaway or high-end vacation rental (buyer due diligence).Now offered at $1,150,000—an incredible value for this level of view, design, and location. The seller is highly motivated, creating a rare opportunity to secure one of the coast’s most captivating homes.Ideally located near top coastal dining, boutique shops, and scenic trails, this is Oregon Coast living at its finest.Come experience the views for yourself—this is the coastal oasis you’ve been waiting for.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
Taft Elementary SchoolGrades 3-61.1 mi
6/10
Taft Middle SchoolGrades 7-81.1 mi
3/10
Taft High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Composition
  • Construction materials: Cedar,Shake Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Range Included,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal

Features

  • Fireplace features: Gas
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Property

Details

  • Parcel number: 071122BD0160000

Features

  • Levels: Tri-Level
  • Patio & porch: Covered Deck
  • Fencing: Fenced
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 6,098 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Ice Storm
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lincoln County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$261$3,132
Property Taxes $1,588$19,056
Electricity $245$2,940
Total$7,909$94,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$271,165/yr
40% on housing$237,270/yr
45% on housing$210,906/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$426This listing

vs Other Active Listings

Avg $/sqft

ZIP 97367$313
Lincoln County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 97367$344
Lincoln County$331

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$1,150,000
2026-03-06Price change$1,225,000
2026-01-24Price change$1,299,900
2026-01-22Price change$1,299,999
2025-10-29Listed for sale$1,368,000
2025-10-23Listing removed$1,375,000
2025-07-25Listed for sale$1,375,000
2022-10-02Listing removed--
2022-05-02Listing removed$1,350,000
2022-04-27Listed for sale$1,350,000
2022-03-03Listing removed--
2021-11-05Listed for sale$1,350,000
2001-05-25Sold$260,000

For Sale by Agent

AgentJULIE LOVE
BrokerageCascade Hasson Sotheby's International Realty

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