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1807 N Tower Avenue, Centralia, WA, 98531

4beds
3baths
1,920sqft
$524,900
$273price/sqft
$3,338/moest. monthly cost
$133,520/yrincome needed

About This Home

Rare Centralia Investment Opportunity with Shops & Garages Hard-to-find duplex in the heart of Centralia offering flexibility, income potential, and exceptional utility. Each unit features 960 sq ft of living space, with one side offering 2 bedrooms and 1 bath, and the other 2 bedrooms and 1.5 baths—ideal for owner-occupants or investors looking to maximize rental appeal. Both units include attached one-car garages, providing convenience and added tenant value. What truly sets this property apart are the two large shops with additional covered parking—a rare bonus in this market. One shop measures 20x30 with an attached 2-car carport, while the second spans 22x32 with an attached 3-car carport—perfect for hobbyists, contractors, storage, or additional income opportunities. Recent exterior paint completed in 2026 enhances curb appeal and reduces immediate maintenance costs. Whether you’re looking to live in one unit and offset your mortgage, or add a strong, fully functioning rental to your portfolio, this property delivers versatility and long-term upside. Opportunities like this—with multiple garages, shops, and income potential—are rarely available in Centralia.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
4/10
Centralia Middle SchoolGrades 7-81.6 mi
5/10
Centralia High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1972

Materials

  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 1972

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Flooring: Vinyl,Carpet

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: 2768021001
  • Zoning description: Residential,Jurisdiction: See Remarks
  • Special condition: Standard

Lot

  • Lot size: 9,583 sqft
  • Features: Paved,Fenced-Fully,Shop
  • Lot size dimensions: 9583

Parking

  • Total spaces: 18
  • Parking features: Garage
  • Attached garage spaces: 7
  • Covered spaces: 12
  • Uncovered spaces: 6
  • Carport spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Lewis County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$158$1,896
Property Taxes $377$4,524
Electricity $149$1,793
Total$3,338$40,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,445/yr
40% on housing$100,140/yr
45% on housing$89,013/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 98531$174
Lewis County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 98531$267
Lewis County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$540,000
2017-04-03Listing removed$750
2017-03-30Listed for rent$750
2016-03-31Listing removed$750
2015-11-30Listing removed$775
2015-06-25Listed for rent$775
2015-03-31Sold$180,000

For Sale by Agent

AgentChristine Johnson-Sundby, Premiere Property Group, LLC
BrokeragePremiere Property Group, LLC

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