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32859 NW Overlook St, Scappoose, OR, 97056

4beds
3baths
2,368sqft
$550,000
$232price/sqft
$3,882/moest. monthly cost
$155,280/yrincome needed

About This Home

This spacious 4-bedroom, 3-bath home offers a comfortable blend of space, flexibility & peaceful surroundings. With approximately 2,368 square feet of living space, the thoughtful layout provides room to spread out while still feeling connected. The main living area is filled with natural light, creating a welcoming space for everyday living, quiet mornings, or gathering with friends and family. The kitchen & dining area flow easily into the living space, making it simple to host, cook, and stay part of the conversation. A versatile lower level adds even more flexibility—perfect for a family room, guest space, home office, or multi-generational living. Whether you need extra room to work, relax, or accommodate visitors, this layout adapts to your needs. Outside, the generous lot offers space to enjoy the outdoors—garden, entertain, or simply unwind and take in the calm of the surrounding neighborhood. Located in a quiet community just minutes from local schools, parks, and the charm of downtown Scappoose, this home offers a peaceful retreat while still providing convenient access to the greater Portland area.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
Scappoose Middle SchoolGrades 7-80.8 mi
8/10
Scappoose High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Composition
  • Construction materials: T111 Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Free-Standing Refrigerator,Microwave,Plumbed For Ice Maker,Gas Appliances,Free-Standing Range,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Partial

Bedroom2

  • Features: Closet, Wallto Wall Carpet
  • Level: Upper

Bedroom3

  • Features: Closet, Wallto Wall Carpet
  • Level: Upper

Bedroom4

  • Features: Closet, Wallto Wall Carpet
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal,Engineered Hardwood
  • Level: Main

Family Room

  • Features: Wallto Wall Carpet
  • Level: Lower

Features

  • Granite,Closet,Formal,Nook,Built-in Features,Bathroom
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Engineered Hardwood,Tile,Wall to Wall Carpet

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,368
  • Total interior livable area: 2,368 sqft

Kitchen

  • Features: Dishwasher, Gas Appliances, Microwave, Nook,Engineered Hardwood, Free Standing Range, Plumbed For Ice Maker
  • Level: Main

Living Room

  • Features: Builtin Features,Engineered Hardwood
  • Level: Main

Master Bedroom

  • Features: Bathroom,Closet, Wallto Wall Carpet
  • Level: Upper

Property

Details

  • Parcel number: 3142
  • Zoning: R-1

Features

  • Levels: Multi/Split
  • Stories: 3
  • Patio & porch: Patio,Porch
  • Exterior features: Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 7,840 sqft
  • Features: Gentle Sloping,SqFt 7000 to 9999

Parking

  • Total spaces: 2
  • Parking features: Driveway,RV Access/Parking,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Cold Wave
Landslide
Strong Wind

FEMA Declared Disasters in Columbia County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$128$1,536
Property Taxes $759$9,108
Electricity $214$2,578
Total$3,882$46,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,097/yr
40% on housing$116,460/yr
45% on housing$103,520/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 97056$224
Columbia County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 97056$243
Columbia County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$550,000
2025-11-24Listing removed$2,500
2025-11-13Price change$2,500
2025-10-22Listed for rent$2,800

For Sale by Agent

AgentLea Chitwood
BrokerageRE/MAX Powerpros

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