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550 Almond Rd, San Marcos, CA, 92078

3beds
3baths
1,228sqft
$710,000
$578price/sqft
$4,949/moest. monthly cost
$197,960/yrincome needed

About This Home

Come home to this natural light filled bright & beautiful end-unit condo with outdoor facing views. Featuring 3 bedrooms each with its own private bath, a 2-car garage & a fully equipped kitchen. Home is ideally located just steps away from the sparkling pool, fitness center & tot lot. Other resort-style amenities residents enjoy include a clubhouse, BBQ and picnic area and a dog park. Within a gated community this home is walking distance of CSUSM, shopping centers, restaurants, coffee shops & scenic hiking & biking trails

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
Double Peak K-8Grades K-81.0 mi
7/10
Mission Hills High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Garage Door Opener,Microwave,Refrigerator,Gas & Electric Range,Ice Maker,Counter Top
  • Laundry features: Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air,Gas

Interior Area

  • Total structure area: 1,228
  • Total interior livable area: 1,228 sqft

Property

Details

  • Parcel number: 2221722636
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 2 Story
  • Stories: 1
  • Pool features: Community/Common
  • Fencing: Gate

Lot

  • Lot size: 1.79 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,590$43,080
Home Insurance *$134$1,608
Property Taxes $827$9,924
Electricity $398$4,786
Total$4,949$59,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,680/yr
40% on housing$148,470/yr
45% on housing$131,973/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$578This listing

vs Other Active Listings

Avg $/sqft

ZIP 92078$420
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92078$580
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$698,900
2026-07-23Price change$710,000
2026-07-08Listed for sale$724,900
2025-12-03Listing removed$3,375
2025-11-30Price change$3,375
2025-11-26Price change$3,350
2025-11-21Price change$3,375
2025-11-13Price change$3,500
2025-11-12Price change$3,490
2025-11-04Listed for rent$3,600
2021-10-19Listing removed--
2021-10-19Price change$2,850
2021-10-14Listed for rent$3,450
2020-10-22Listing removed$2,550
2020-10-18Listed for rent$2,550
2011-01-26Sold$258,000
2004-12-17Sold$349,500

For Sale by Agent

AgentClaudia G Klopchin
BrokerageLPT Realty, Inc

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