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10109 S Cliff Swallow Ct, Miamisburg, OH, 45342

5beds
3baths
2,218sqft
$369,900
$167price/sqft
$2,828/moest. monthly cost
$113,120/yrincome needed

About This Home

Welcome to 10109 S Cliff Swallow, a beautifully updated 5-bedroom, 2.5-bath tucked on a quiet cul-de-sac in the sought-after Crane's Run community. The 2021 kitchen remodel brought new cabinets, quartz countertops, and an open layout that flows seamlessly into the family room. A rare first-floor primary suite offers privacy and convenience, complete with a fully remodeled, spa-inspired bathroom. Upstairs you'll find four additional bedrooms, a dedicated laundry room, and a versatile bonus space ready to serve as a second family room, rec room, playroom, or home office. The full, unfinished basement delivers ample storage or room to grow. Recent updates make this home truly move-in ready: brand-new flooring (2025), a new HVAC system (2024), an updated garage door system (2023), and an EV charger already installed in the garage. Step outside to a spacious back deck overlooking a fully fenced yard with no rear neighbors, or unwind with a book on the inviting front porch. As part of Crane's Run, residents enjoy a community pool, park, ponds, basketball courts, and walking trails.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
Miamisburg Middle SchoolGrades 6-82.0 mi
7/10
Miamisburg High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2002

Materials

  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Water Softener

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Dimensions: 11 x 12

Bedroom

  • Level: Second
  • Dimensions: 11 x 15

Bedroom

  • Level: Second
  • Dimensions: 10 x 11

Bedroom

  • Level: Second
  • Dimensions: 10 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,218
  • Total interior livable area: 2,218 sqft

Kitchen

  • Level: Main
  • Dimensions: 10 x 14

Master Bedroom

  • Level: Main
  • Dimensions: 14 x 14

Recreation

  • Level: Second
  • Dimensions: 14 x 15

Utility Room

  • Level: Second
  • Dimensions: 5 x 7

Property

Details

  • Parcel number: K45266310008
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 149 x 73

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$188$2,256
Property Taxes $533$6,396
Electricity $237$2,854
Total$2,828$33,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,960/yr
40% on housing$84,840/yr
45% on housing$75,413/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 45342$113
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45342$158
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$369,900
2026-06-26Listed for sale$379,990
2022-07-15Sold$310,000
2022-05-15Pending sale$295,000
2022-05-13Listed for sale$295,000
2005-05-03Sold$194,000
2002-09-23Sold$170,900

For Sale by Agent

AgentDaniel Buchenroth
BrokerageNew Castle Real Estate, LLC

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