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676 Mokapu Rd, Kailua, HI, 96734

5beds
4baths
3,962sqft
$3,098,000
$782price/sqft
$18,246/moest. monthly cost
$729,840/yrincome needed

About This Home

BEAUTIFUL FLEX HOME! Prestigious Kaimalino Neighborhood! This spacious 5 bedroom, 4 bathroom home offers versatile living options with possible seperate entrances, 3 bedrooms and 2 bathrooms downstairs, 2 bedrooms and 1 bathroom upstairs, plus a bonus studio area perfect for in-laws, guests, or rental opportunities. The open layout is designed for comfort and flexibility, while outdoor living shines with a sparkling pool to cool off on sunny days. Enjoy energy efficiency and savings with 45 owned photovoltaic panels. A rare opportunity to own in this sought-after neighborhood with space, lifestyle, and income potential all in one! Don't miss out on this one!

Getting Around

40
WalkingCar-Dependent
33
TransitSome Transit
51
BikeBikeable

Schools

7/10
Aikahi Elementary SchoolGrades PK-60.4 mi
7/10
10/10
Kalaheo High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Excellent,Good Condition,Updated/Remodeled
  • Year built: 1957

Materials

  • Foundation: Slab
  • Construction materials: Wood Frame

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Ceramic Tile,Vinyl

Interior Area

  • Total structure area: 4,202
  • Total interior livable area: 3,962 sqft

Property

Details

  • Parcel number: 1440250140000
  • Zoning description: 03 - R10 - Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Level

Lot

  • Features: Corner Lot,Other,Level

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage,Three or more Spaces,On Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,665$187,980
Home Insurance *$460$5,520
Property Taxes $846$10,152
Electricity $1,275$15,310
Total$18,246$218,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$625,577/yr
40% on housing$547,380/yr
45% on housing$486,560/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$782This listing

vs Other Active Listings

Avg $/sqft

ZIP 96734$1,221
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96734$964
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$3,275,000
2026-03-09Price change$3,288,000
2026-01-28Price change$3,299,000
2026-01-05Price change$3,399,000
2025-11-24Price change$3,489,000
2025-10-14Listed for sale$3,499,999
2023-08-17Sold$2,500,000
2023-08-17Pending sale$2,745,000
2023-06-05Contingent$2,745,000
2023-05-22Price change$2,745,000
2023-05-03Price change$2,795,000
2022-10-08Listed for sale$2,895,000
2018-05-17Sold$1,689,000
2018-03-30Price change$1,689,000
2018-01-29Price change$1,725,000
2018-01-10Price change$1,799,995
2017-12-03Listed for sale$1,799,950
2003-11-24Sold$955,000
2000-03-29Sold$319,400

For Sale by Agent

AgentSean Sonoda
BrokerageKeller Williams Honolulu

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