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245 Main St, Girdwood, AK, 99587

3beds
3baths
1,612sqft
$650,000
$403price/sqft
$4,368/moest. monthly cost
$174,720/yrincome needed

About This Home

In quiet old town Girdwood this single family home with ADU is ready for you! This home has easy access to the Seward Hwy and the Alyeska highway. The main home has 2 bd/1.5 ba with loft and extra living space & huge garage space for all your toys. The ADU is lofted, 3/4 baths & w/separate entrance has great income potential. Updated and maintained this home has to much to offer w/ mountain views!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

10/10
Girdwood SchoolGrades PK-82.3 mi
10/10
South Anchorage High SchoolGrades 9-1224.1 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Vaulted Ceiling(s),Storage
  • Flooring: Luxury Vinyl
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Electric,Natural Gas,Radiant

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,612 sqft

Property

Details

  • Parcel number: 0751530900001
  • Zoning: gC-3
  • Zoning description: Old Townsite Commercial/Residential

Features

  • Levels: Multi/Split
  • Has view: Yes
  • View description: Mountain(s),Partial
  • Waterfront features: None,No Access
  • Topography of land: Level

Lot

  • Lot size: 3,484 sqft
  • Features: Covenant/Restriction,Fire Service Area,Views

Parking

  • Total spaces: 1
  • Parking features: Attached,Heated Garage,Tuck Under,No Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Avalanche
Earthquake
Landslide
Winter Weather

FEMA Declared Disasters in Anchorage Municipality and Alaska

Flood
Mud Landslide
Other
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance $98$1,176
Property Taxes $666$7,992
Electricity $318$3,820
Total$4,368$52,416

Income You'd Need if You Spent...

35% on housing$149,760/yr
40% on housing$131,040/yr
45% on housing$116,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$403This listing

vs Other Active Listings

Avg $/sqft

ZIP 99587$1,166
Anchorage Municipality$252

vs Homes Sold Last Month

Median $/sqft

ZIP 99587$514
Anchorage Municipality$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$650,000
2024-06-14Listing removed--
2024-06-05Listed for rent$1,200
2022-08-11Sold--
2022-06-22Pending sale$450,000
2022-06-18Listed for sale$450,000
2013-11-12Sold--

For Sale by Agent

AgentMackie Derrick
BrokerageCORE Real Estate Group, LLC.

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