




4304 Sharmans Run, Sharpsburg, MD, 21782
About This Home
Welcome to this pretty 3 bedroom, 2 full-bath ranch home sitting on 3.46 private creekfront acres. Call it home or call it your getaway. Situated towards the end of a quiet roadway in the sought-after country community of Horseshoe Bend! Country-living at its very best. When you pull in the circular drive, you will notice a spacious front deck welcoming you. It opens to a central living room, with two bedrooms and one full bath to the left. To the right you will see the kitchen, another full bath, and access to lower level through a pretty French door. Located on the light-filled lower level is a walk-out to the back acreage, an additional bedroom, a huge family room, laundry facilities, and a bonus room now used for storage. Creek views are visible from the home when the leaves are down. Outside is a spacious yard for play and entertaining. To the left of the home is an oversized workshop sitting close to the garden. A path to the right of the home leads you to a small hike down to the creek and spacious creekside resting area--perfect to sprawl out with a picnic or beverages. Or, keep your floats and fishing rods close for adventures! In addition to your own private 3.5+/- acres, just one parcel beyond is 42 community acres along Sharmans Run (an offshoot from the creek) to hike and explore. Or enjoy the 32 +/- community acres just down the way for fishing, floating, walking, or just enjoying. The HOA tends to the roadways and upkeep of community land. Bring your pets, chickens, horse, and other critters. Spend a little time enjoying seclusion. Own your own hide-away for part-time or full-time living at its best.
Getting Around
Schools
Construction
Condition
- Year built: 1967
Materials
- Foundation: Block
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Finished
Bathroom1
- Level: Main
Bathroom2
- Level: Main
Bedroom1
- Level: Main
Bedroom1
- Level: Lower
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Bonus Room
- Level: Lower
Family Room
- Level: Lower
Features
- Finished area below ground: 1,200
- Finished area above ground: 1,228
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: Window Unit(s),Electric
Interior Area
- Total structure area: 3,256
- Total interior livable area: 2,428 sqft
Kitchen
- Level: Main
Laundry
- Level: Lower
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2201005677
- Zoning: P
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: Creek/Stream
Lot
- Lot size: 3.46 Acres
- Features: Wooded,Private,Secluded,No Thru Street,Stream/Creek
Parking
- Total spaces: 5
- Parking features: Circular Driveway,Private,Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $222 | $2,664 |
| Property Taxes | $156 | $1,872 |
| Electricity | $309 | $3,712 |
| Total | $3,088 | $37,056 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Listed for sale | $485,000 |
| 2021-03-24 | Listing removed | -- |
| 2020-11-12 | Listing removed | $320,000 |
| 2020-08-14 | Price change | $320,000 |
| 2020-01-24 | Listed for sale | $295,000 |
