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343 Avalon St, Wood River, IL, 62095

2beds
1baths
841sqft
$100,000
$119price/sqft
$876/moest. monthly cost
$35,040/yrincome needed

About This Home

Welcome home to this adorable 2-bedroom, 1-bath cottage that's full of charm with an additional parcel included! The inviting covered front porch offers the perfect spot to relax, while the enclosed back porch provides additional space to enjoy year-round. Inside, you'll find an eat-in kitchen, updated windows, newer carpet in the living room, some fresh paint and built-in storage in one of the bedrooms. Great closet space adds to the home's functionality. A partial basement provides extra storage and the large carport offers covered parking. The included extra lot offers endless possibilities for gardening, recreation or simply enjoying additional outdoor space...complete with a spacious shed. This charming property offers a wonderful combination of comfort, character and extra space! While the driveway connects with the neighboring property at the rear via the shared asphalt, this home has its own dedicated driveway access. Seller will not do any repairs nor provide occupancy inspection or permit. Extra lot included .39 acres. Parcel # 19-1-08-23-04-401-022. 2025 Taxes $151.44

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
6/10
8/10
Roxana Sr High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1942

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 60
  • Dimensions: 10x6

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Bedroom

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 120
  • Dimensions: 15x8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Eat-in Kitchen
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 841

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 841
  • Total interior livable area: 841 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Property

Details

  • Parcel number: 192082318303013
  • Special condition: Listing As Is

Features

  • Levels: One
  • Patio & porch: Covered,Enclosed,Front Porch
  • Exterior features: Private Yard

Lot

  • Lot size: 0.32 Acres
  • Features: Back Yard,Corner Lot
  • Lot size dimensions: 84.8 x 163.1 IRR

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$102$1,224
Property Taxes $139$1,668
Electricity $130$1,569
Total$876$10,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,034/yr
40% on housing$26,280/yr
45% on housing$23,360/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 62095$93
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62095$116
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$100,000
2026-08-03Listed for sale$100,000

For Sale by Agent

AgentTara B Barber
BrokerageRE/MAX Alliance

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