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139 Kammerer Dr, Waynesville, NC, 28785

4beds
3baths
2,589sqft
$525,000
$203price/sqft
$3,389/moest. monthly cost
$135,560/yrincome needed

About This Home

Located in Lake Junaluska with easy access to Waynesville or Maggie Valley and a 30 minute drive to Asheville NC! This fully renovated home offers the perfect blend of mountain charm and modern comfort. With versatile living spaces—including two primary suites—it’s ideal for hosting guests or multi-generational living. When the current owner is not using the home it was a successful STR. The main level showcases an open floorplan with tongue-and-groove ceilings and large wood beams, a stunning kitchen, a rustic stone fireplace and seamless access to a covered front or back porch. Upstairs, a loft retreat and private suite provide a cozy escape, while the lower level adds flexible space for gathering, working, or extended stays. The lower level offers a kitchenette and comes with a covered porch as well. This home was recently upgraded with the instillation of 3 mini-spit heating/cooling systems. Most furnishings may convey, making this a rare turnkey opportunity in one of the area’s most sought-after locations. Seller is a Licensed NC Realtor

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
Junaluska ElementaryGrades K-51.8 mi
4/10
Waynesville MiddleGrades 6-83.6 mi
7/10
Tuscola HighGrades 9-121.5 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Crawl Space
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Oven,Gas Range,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Closet,Lower Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Den

  • Level: Basement

Dining Area

  • Level: Main

Features

  • Flooring: Vinyl
  • Fireplace features: Gas Log,Living Room
  • Finished area below ground: 1,027
  • Finished area above ground: 1,562

Heating & Cooling

  • Heating features: Baseboard,Ductless
  • Cooling features: Ceiling Fan(s),Ductless

Interior Area

  • Total structure area: 1,562
  • Total interior livable area: 2,589 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Loft

  • Level: Upper

Property

Details

  • Parcel number: 8617727803
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: Wooded coat hanger located near the front entrance

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 0.19 Acres

Parking

  • Parking features: Other - See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Haywood County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$178$2,136
Property Taxes $316$3,792
Electricity $241$2,893
Total$3,389$40,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,194/yr
40% on housing$101,670/yr
45% on housing$90,373/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 28785$167
Haywood County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 28785$243
Haywood County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-25Price change$534,900
2025-09-20Listed for sale$549,900
2022-03-15Sold$250,000
2022-02-04Pending sale$319,900
2022-02-04Contingent$319,900
2022-01-05Price change$319,900
2021-12-08Listed for sale$349,900
2010-09-24Sold$212,000

For Sale by Agent

AgentMitch Miller
BrokerageMountain Oak Properties LLC

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