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4 Monkey Wrench Ln, Bristol, RI, 02809

4beds
3baths
4,054sqft
$2,150,000
$530price/sqft
$14,941/moest. monthly cost
$597,640/yrincome needed

About This Home

Privately set on over 2 acres in one of Bristol’s most secluded waterfront enclaves, 4 Monkey Wrench Lane is a rare offering—where timeless character, refined renovation and coastal serenity converge. Gorgeous views of Narragansett Bay and surrounded by mature woodland, this exceptional residence offers privacy & an unmistakable sense of place. Renovated by its current owners, the home blends classic New England architecture with elevated modern comforts. Meticulous craftsmanship & sophisticated systems enhancements define every space. At the heart of the home, light-filled living areas are anchored by a propane fireplace & warmed by radiant kitchen floors. The primary suite features oak floors, a spa-inspired bath, heated floors & a walk-in closet. Additional guest areas offer 3 bedrooms, a full bath w/soaking tub and a fully prepared 3rd floor offer flexibility for hosting, work or expansion. A mahogany front porch & rear deck with premium Viewrail systems invite quiet mornings & evening gatherings, while slate walkways & patios lead to a heated Soake pool framed by custom stonework. Professionally landscaped grounds, irrigation & lighting create a resort-like atmosphere. The home is equipped with high-efficiency HVAC, Viessmann boiler, whole-house generator, security & smart-home systems, underground 400-amp electrical & a finished garage with EV charging. Easy access to Newport, PVD and Boston and minutes from world-class sailing, golf, tennis, pickle ball, & restaurants.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
Colt Andrews SchoolGrades PK-51.8 mi
7/10
Kickemuit Middle SchoolGrades 6-85.7 mi
8/10
Mt. Hope High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Stone
  • Construction materials: Dry Wall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Exhaust Fan,Disposal,Range Hood,Microwave,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished,Utility

Bathroom

  • Features: Bath w Tub, Bath w Shower Stall

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Wall (Dry Wall),Stairs,Plumbing (Mixed),Insulation (Walls)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Storm Window(s)
  • Flooring: Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Attic Stairs, Attic Storage
  • Finished area below ground: 0
  • Finished area above ground: 4,054

Heating & Cooling

  • Heating features: Natural Gas,Central Air,Heat Pump,Other,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,054
  • Total interior livable area: 4,054 sqft

Property

Details

  • Parcel number: BRISM167L18
  • Zoning: R40
  • Other equipment: Fuel Tank(s)

Features

  • Pool features: Above Ground
  • Patio & porch: Deck,Patio
  • Exterior features: Balcony,Breezeway
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Access,Walk To Water

Lot

  • Lot size: 2 Acres
  • Features: Security,Sprinklers,Wooded

Parking

  • Total spaces: 8
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,871$130,452
Home Insurance *$732$8,784
Property Taxes $2,513$30,156
Electricity $825$9,907
Total$14,941$179,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$512,262/yr
40% on housing$448,230/yr
45% on housing$398,426/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$530This listing

vs Other Active Listings

Avg $/sqft

ZIP 02809$391
Bristol County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 02809$369
Bristol County$364

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$2,200,000
2022-01-11Sold$1,135,000
2021-11-26Pending sale$1,250,000
2021-10-30Contingent$1,250,000
2021-10-06Listed for sale$1,250,000
2021-10-06Listing removed--
2021-06-30Listed for sale$1,495,000
2015-07-24Sold$600,000
2015-04-20Listed for sale$689,000
2005-04-05Sold$675,000

For Sale by Agent

AgentMidge Berkery
BrokerageMott & Chace Sotheby's Intl.

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