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34 Platt St, Bristol, RI, 02809

2beds
1baths
1,064sqft
$499,900
$470price/sqft
$3,670/moest. monthly cost
$146,800/yrincome needed

About This Home

Located on a quiet dead-end street in Bristol's desirable Narrows neighborhood, this charming 2-bedroom, 1-bath home offers comfort, convenience, and an excellent investment opportunity. Just a short walk to the water, you'll enjoy easy access to swimming, boating, and fishing. Inside, the bright and open living room is filled with natural light and accented by a beautiful exposed beam, adding warmth and character. Step outside to enjoy the fenced backyard featuring a patio that's perfect for relaxing, grilling, or entertaining. A detached garage offers valuable storage, workshop space, or parking. Whether you're looking for a year-round residence, vacation getaway, or investment property, this home is ready to make the most of its fantastic location.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Rockwell SchoolGrades K-51.7 mi
7/10
Kickemuit Middle SchoolGrades 6-82.5 mi
8/10
Mt. Hope High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Mixed
  • Construction materials: Plaster,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range Hood,Oven/Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Bulkhead,Unfinished,Storage Space,Utility,Work Shop

Bathroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Wall (Plaster),Stairs,Plumbing (Mixed),Insulation (Unknown)
  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,064

Heating & Cooling

  • Heating features: Oil,Baseboard,Forced Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,064
  • Total interior livable area: 1,064 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: BRISM148L18
  • Zoning: R-10

Features

  • Patio & porch: Patio
  • Fencing: Fenced
  • Waterfront features: Walk to Salt Water

Lot

  • Lot size: 5,009 sqft

Parking

  • Total spaces: 4
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$170$2,040
Property Taxes $584$7,008
Electricity $389$4,675
Total$3,670$44,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,828/yr
40% on housing$110,100/yr
45% on housing$97,866/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$470This listing

vs Other Active Listings

Avg $/sqft

ZIP 02809$399
Bristol County$386

vs Homes Sold Last Month

Median $/sqft

ZIP 02809$369
Bristol County$364

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$499,900
2021-07-30Sold$299,900
2021-06-29Pending sale$299,900
2021-06-16Listed for sale$299,900

For Sale by Agent

AgentThe Chris Woodard Team
BrokerageKeller Williams Coastal

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