320 Madison CT, Fort Myers Beach, FL, 33931
About This Home
Welcome to your coastal paradise! This ELEVATED canal home with boat dock & lift combines luxury, convenience and the ultimate Florida lifestyle! Just a 2 blocks to Gulf & deeded beach access and direct gulf access right in your backyard! 30 minute walk to Time Square or short drive, eliminates excess traffic, convenient to bars and restaurants but far enough away to avoid crowds. Dock your vessel right at home at your covered boat lift and explore San Carlos Bay and beyond. Home & pool equipment is ELEVATED for great peace of mind!! Xeriscape yard offers minimal maintenance. Granite counter tops in a coastal kitchen blends natural elegance with durability. Vaulted ceilings, ample windows and a flowing floor plan ideal for coastal living. The house is elevated, creating a shaded, open air area underneath for entertainment, outdoor living and plenty of storage space. Whether you are seeking a vacation retreat, lucrative rental investment, or year-round sanctuary, this home delivers the best of Fort Myers Beach living!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Dryer,Microwave,Refrigerator/Freezer,Washer
- Laundry features: Inside
Bedroom
- Features: Split Bedrooms
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Dining - Family, Formal
Features
- Built-In Cabinets,Cathedral Ceiling(s),French Doors,Pantry,Walk-In Closet(s),Florida Room,Guest Bath,Guest Room,Laundry in Residence,Screened Lanai/Porch
- Door features: French Doors
- Window features: Storm Protection (Other)
- Flooring: Laminate,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,588
- Total interior livable area: 1,588 sqft
Kitchen
- Features: Pantry
Property
Details
- Parcel number: 294624W10110D.0310
- Zoning: RS-1
Features
- Stories: 1
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Deck,Patio,Screened Lanai/Porch
- Exterior features: Dock,Storage,Boat Canopy/Cover,Boat Lift,Elec Avail at dock
- Has spa: Yes
- Spa features: In Ground
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- On waterfront: Yes
- Waterfront features: Canal Front
Lot
- Lot size: 8,015 sqft
- Features: Across From Beach Access
Parking
- Total spaces: 2
- Parking features: Attached Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,371 | $76,452 |
| Home Insurance * | $939 | $11,268 |
| Property Taxes | $1,440 | $17,280 |
| Electricity | $197 | $2,366 |
| Total | $8,947 | $107,364 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Price change | $1,260,000 |
| 2026-01-27 | Price change | $1,299,000 |
| 2025-10-26 | Price change | $1,399,000 |
| 2025-08-19 | Price change | $1,435,000 |
| 2025-06-12 | Price change | $1,470,000 |
| 2025-05-09 | Listed for sale | $1,499,000 |
| 2016-08-29 | Sold | $599,000 |
| 2016-07-19 | Pending sale | $599,000 |
| 2016-07-11 | Price change | $599,000 |
| 2016-05-05 | Price change | $629,000 |
| 2016-02-04 | Price change | $649,000 |
| 2015-12-30 | Price change | $688,000 |
| 2015-06-22 | Listed for sale | $719,000 |
| 2015-03-07 | Listing removed | $749,900 |
| 2014-09-11 | Listed for sale | $749,900 |
| 2001-10-18 | Sold | $255,000 |
| 2000-08-08 | Sold | $157,000 |
| 1999-10-28 | Sold | $89,500 |
For Sale by Agent
View on Zillow