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85162 Amagansett Dr, Fernandina Beach, FL, 32034

4beds
2baths
2,397sqft
$600,000
$250price/sqft
$4,387/moest. monthly cost
$175,480/yrincome needed

About This Home

Coastal Living Meets Modern Efficiency! Welcome to 85162 Amagansett Drive in beautiful Fernandina Beach, where comfort, convenience, and coastal charm come together. This spacious 2,400-square-foot home features 4 bedrooms and 2 bathrooms, offering the perfect layout for families, entertaining, or working from home. Designed for comfortable living and long-term savings, the home is equipped with solar electric and solar water heating, helping reduce utility costs while supporting an energy-efficient lifestyle. A whole-home water filtration system provides clean, filtered water throughout the house. Residents enjoy exceptional community amenities, including a clubhouse, resort-style swimming pool, tennis courts, pickleball courts, and basketball courts, creating endless opportunities for recreation and socializing just steps from home. Located just 10–15 minutes from the pristine beaches of Amelia Island, you'll have easy access to miles of beautiful shoreline, boating, fishing, golf, and the charming shops and restaurants of historic downtown Fernandina Beach. For commuters and travelers, Jacksonville International Airport is approximately 25–30 minutes away, and downtown Jacksonville is only about 40–45 minutes away, providing convenient access to major employers, shopping, dining, entertainment, and professional sports. Whether you're searching for a primary residence, a coastal retreat, or an investment opportunity, this move-in-ready home offers the perfect combination of modern upgrades, resort-style amenities, and an unbeatable Northeast Florida location. Come experience the relaxed coastal lifestyle that makes Fernandina Beach one of Florida's most desirable places to call home.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Yulee High SchoolGrades 5,9-121.9 mi
9/10
Yulee Middle SchoolGrades 6-81.8 mi
9/10
Yulee Elementary SchoolGrades 3-53.1 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Softwood,Tile,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Heat pump,Electric,Solar
  • Cooling features: Central,Solar

Interior Area

  • Total interior livable area: 2,397 sqft

Property

Details

  • Parcel number: 122N27146003320000

Features

  • Exterior features: Other,Shingle,Stucco,Brick,Cement / Concrete
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 9,136 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$388$4,656
Property Taxes $725$8,700
Electricity $241$2,894
Total$4,387$52,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,411/yr
40% on housing$131,610/yr
45% on housing$116,986/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 32034$414
Nassau County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 32034$303
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-12Listed for sale$600,000
2006-03-07Sold$347,500
2004-01-09Sold$272,100

For Sale by Owner

AgentProperty Owner

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