7089 Pinebay Blvd, Englewood, FL, 34224
About This Home
Custom Waterfront Retreat in Gated Community – Pines on the Bay Ideally situated in the private, gated enclave of Pines on the Bay, this custom-built residence offers the best of Southwest Florida living. Boasting 3 bedrooms, 2 baths, and expansive indoor and outdoor living areas, the home is perfectly positioned to take in panoramic views of Rocky Creek—with direct boating access to the Intracoastal Waterway and Gulf of Mexico via just one bridge. Enjoy easy use of the association boat ramp AND RV/trailer storage! Enjoy quiet mornings and colorful sunset skies from your private screened porch overlooking the water, or unwind in the swim spa while taking in the natural surroundings. The spacious layout offers additional flex living spaces both upstairs and down, ideal for a home office, entertainment area, or guest accommodations. An electric fireplace adds charm and warmth to the main living space. Constructed with durability and peace of mind in mind, this home features a standing seam metal roof, composite decking, Hardie Board Siding and hurricane shutters for added storm protection. Whether you're a boating enthusiast, nature lover, or simply seeking the tranquility of waterfront living in a secure neighborhood, this home delivers the ideal combination of privacy, comfort, and access. Pines on the Bay is known for its natural beauty, quiet surroundings, and close proximity to shopping, schools, dining, and area beaches—making this an exceptional opportunity to live the Florida coastal lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Raised
- Roof: Metal
- Construction materials: HardiPlank Type,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Coastal,Custom,Elevated
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside,Laundry Closet
Balcony Porch Lanai
- Level: First
- Area: 448
- Dimensions: 32x14
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 120
- Dimensions: 12x10
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 121
- Dimensions: 11x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 132
- Dimensions: 12x11
Features
- Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
- Door features: French Doors,Sliding Doors
- Window features: Shutters,Window Treatments,Hurricane Shutters
- Flooring: Ceramic Tile,Engineered Hardwood,Laminate
- Fireplace features: Electric,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,800
- Total interior livable area: 1,570 sqft
Kitchen
- Level: First
- Area: 110
- Dimensions: 10x11
Living Room
- Level: First
- Area: 270
- Dimensions: 18x15
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 238
- Dimensions: 14x17
Property
Details
- Parcel number: 412008104010
- Zoning: PD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Rear Porch,Screened
- Exterior features: Lighting,Private Entrance,Rain Gutters,Storage
- Has spa: Yes
- Spa features: Above Ground,Swim Spa
- Has view: Yes
- View description: Trees/Woods,Water,Creek/Stream
- Has water view: Yes
- Water view: Water,Creek/Stream
- On waterfront: Yes
- Waterfront features: Creek,Bay/Harbor Access,Beach Access,Brackish Canal Access,Saltwater Canal Access,Creek Access,Gulf/Ocean Access,Gulf/Ocean to Bay Access,Intracoastal Waterway Access,Bridges - Fixed,Minimum Wake Zone
- Waterbody name: ROCKY CREEK
- Residential vegetation: Mature Landscaping
Lot
- Lot size: 9,980 sqft
- Features: FloodZone,In County,Landscaped,Level,Private
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,525 | $54,300 |
| Home Insurance * | $837 | $10,044 |
| Property Taxes | $1,149 | $13,788 |
| Electricity | $197 | $2,366 |
| Total | $6,708 | $80,496 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-23 | Price change | $895,000 |
| 2026-01-30 | Price change | $945,000 |
| 2025-12-10 | Listed for sale | $995,000 |
| 2003-04-01 | Sold | $140,000 |
| 1999-06-29 | Sold | $45,000 |
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