654 S Loop Pkwy, Saint Augustine, FL, 32095
About This Home
If you are ready to live the Palencia lifestyle, this town home is the perfect spot to unpack and unwind. Located on S. Loop Pkwy and just around the corner from the shops of Market St., the expansive floor plan offers a place for everything and a space for everyone. The main building can be accessed from the street front courtyard entry or from its central courtyard accessible from the rear garage situated on Westside Row. It features a downstairs primary suite and an easy flowing floor plan from kitchen with stainless steel appliances and granite countertops to its large open living room. Upstairs, you'll find two more bedrooms, a grand loft/great room space, and even room for a bar area (with plumbing already in place) or extra storage space. Do you work from home or need some a space for guests? If so, then the loft in-law suite above the 2-car garage is the perfect spot for any of your lifestyle needs. Amenities include a state-of-the-art fitness center and pool! Although membership in the Palencia Club is not a requirement of ownership, there are membership packages available for purchase. Contact the list agent for more details!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Stucco
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Bedroom Downstairs,In-Law Floorplan,Ceiling Fan(s)
- Window features: Window Treatments
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,002
- Total interior livable area: 3,002 sqft
Master Bathroom
- Features: Tub/Shower Separate
Master Bedroom
- Level: First
Property
Details
- Parcel number: 0720781140
- Zoning: PUD
Features
- Levels: Split
- Stories: 2
- Entry location: Ground Level
Lot
- Lot size: 3,920 sqft
- Features: Less than 1/4 Acre
Parking
- Total spaces: 2
- Parking features: 2 Car Garage,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Heat Wave
- Inland Flooding
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Johns County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,021 | $36,252 |
| Home Insurance * | $308 | $3,696 |
| Property Taxes | $841 | $10,092 |
| Electricity | $302 | $3,625 |
| Total | $4,472 | $53,664 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-24 | Listed for sale | $619,000 |
| 2025-12-09 | Listing removed | $3,495 |
| 2025-10-07 | Price change | $3,495 |
| 2025-09-05 | Price change | $3,995 |
| 2025-08-19 | Listed for rent | $4,200 |
| 2025-07-31 | Listing removed | $649,000 |
| 2025-05-08 | Listed for sale | $649,000 |
| 2025-05-02 | Listing removed | $575,000 |
| 2025-04-09 | Listed for sale | $575,000 |
| 2025-04-06 | Listing removed | $575,000 |
| 2025-03-06 | Listed for sale | $575,000 |
| 2025-02-22 | Listing removed | $699,000 |
| 2024-10-07 | Listed for sale | $699,000 |
| 2021-01-12 | Listing removed | -- |
| 2021-01-08 | Listed for rent | $2,600 |
| 2020-09-25 | Listing removed | $2,500 |
| 2020-09-06 | Listed for rent | $2,500 |
| 2019-06-29 | Listing removed | $2,400 |
| 2019-06-11 | Price change | $2,400 |
| 2019-06-01 | Price change | $2,250 |
| 2019-05-25 | Listed for rent | $2,400 |
| 2018-06-28 | Listing removed | $2,300 |
| 2018-04-12 | Listed for rent | $2,300 |
| 2017-05-11 | Listing removed | $2,250 |
| 2017-04-14 | Listed for rent | $2,250 |
| 2005-09-01 | Sold | $463,600 |
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