735 Ocean Ave, Fernandina Beach, FL, 32034
About This Home
Wake up to panoramic Atlantic Ocean views and experience the very best of Amelia Island coastal living in this turnkey OCEANFRONT retreat. Built in 2005, this beautifully maintained home offers over 2,000 square feet with 4 bedrooms, 2 bathrooms, and an open-concept floor plan designed to capture breathtaking ocean views from nearly every angle. Two expansive oceanfront balconies provide the perfect setting to enjoy unforgettable sunrises, salty ocean breezes, and even stunning golden-hour sunsets reflecting across the water. The main level features ocean views, a spacious living area, dining space, and an open kitchen with abundant cabinetry and generous counter space, ideal for entertaining family and guests. Two guest bedrooms, laundry room and a full guest bath are also conveniently located on the main floor. Upstairs, the oceanfront owner’s suite offers a private balcony, dual closets, and a spacious bath with dual vanities and a walk-in shower. An additional fourth bedroom on the second level provides flexibility for guests, a home office, or bunk room. Outside, the backyard offers room for a future pool, while the oversized 2-car carport includes additional storage space on the west-facing side of the home. Whether you are searching for a primary residence, second home, or investment opportunity, this oceanfront property delivers the ultimate Amelia Island lifestyle on the quiet North end of the island with direct access to award-winning beaches and endless coastal beauty and you are a short golf cart ride away from Historic Downtown with all of its dining, shopping and nightlife options.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2005
Materials
- Roof: Shingle
- Construction materials: Fiber Cement,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Stove
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Split Bedrooms,Cable TV
- Window features: Insulated Windows
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,030
- Total interior livable area: 2,030 sqft
Property
Details
- Parcel number: 000031134A00810000
- Zoning: R-2
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Balcony,Front Porch,Open,Patio
- Exterior features: Fence
- On waterfront: Yes
- Frontage type: Oceanfront
Lot
- Lot size: 5,000 sqft
- Lot size dimensions: 100 x 50
Parking
- Parking features: Carport,Driveway,On Street
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,383 | $148,596 |
| Home Insurance * | $1,584 | $19,008 |
| Property Taxes | $3,398 | $40,776 |
| Electricity | $204 | $2,451 |
| Total | $17,569 | $210,828 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $2,449,000 |
| 2026-05-26 | Listed for sale | $2,649,000 |
| 2012-08-10 | Sold | $580,000 |
| 2012-07-21 | Price change | $575,000 |
| 2012-06-28 | Price change | $650,000 |
| 2011-09-28 | Price change | $750,000 |
| 2010-07-01 | Listed for sale | $899,900 |
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