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94-1449 Welina Loop #3Y, Waipahu, HI, 96797

2beds
1baths
717sqft
$459,000
$640price/sqft
$2,875/moest. monthly cost
$115,000/yrincome needed

About This Home

Welcome home to this beautifully upgraded 2-bedroom, 1-bath townhouse in the highly desirable Waipio Gentry community. Offering a spacious and functional floor plan, this move-in ready home provides the perfect combination of comfort, convenience, and affordability. Enjoy the upgraded kitchen and inviting living space filled with natural light. Located in the sought-after Kupono community, residents enjoy a well-maintained neighborhood with nearby walking and bike paths, parks, and an elementary school. Commuters will appreciate the easy access to H-2 Freeway and close proximity to Costco, Foodland, Waikele Premium Outlets, restaurants, shopping, and Central Oahu Regional Park. Don't miss your chance to make this Waipio Gentry gem your own!

Getting Around

47
WalkingCar-Dependent
35
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

9/10
6/10
7/10
Pearl City High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Excellent,Updated/Remodeled
  • Year built: 1987

Materials

  • Construction materials: Double Wall,Wood Frame

Notable Dates

  • Major remodel year: 2016

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Single Living Level
  • Flooring: Carpet,Ceramic Tile,Vinyl

Interior Area

  • Total structure area: 717
  • Total interior livable area: 717 sqft

Property

Details

  • Parcel number: 1941150350023
  • Zoning description: 12 - A-2 Medium Density Apartme
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: None

Parking

  • Total spaces: 1
  • Parking features: Covered,One Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$82$984
Property Taxes $99$1,188
Electricity $374$4,497
Total$2,875$34,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,571/yr
40% on housing$86,250/yr
45% on housing$76,666/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$640This listing

vs Other Active Listings

Avg $/sqft

ZIP 96797$519
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96797$693
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$459,000
2016-09-09Sold$290,000
2003-11-28Sold$152,000

For Sale by Agent

AgentJoshua Horita
BrokerageHorita Realty LLC

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