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3621 Fargo Dr, Ashtabula, OH, 44004

2beds
1baths
1,040sqft
$159,900
$154price/sqft
$1,278/moest. monthly cost
$51,120/yrincome needed

About This Home

Welcome Home to 3621 Fargo ~ this 2 bedroom ranch features a newly constructed detached garage complete with a metal roof, electric, insulation, bright lighting, and concrete floors. The impressive garage setup is intentionally designed with extra height (plus 10 foot doors) to accommodate a vehicle lift, and also has a mandoor for convenience. In 2024 a new metal roof was installed on the house (total tear off), and other updates include a newer hot water tank and furnace; upgraded electric to 200 amp; updated plumbing; newer kitchen cabinets, bathroom vanity, and flooring. The functional layout offers a full attic for extra storage, a convenient mudroom that can easily be expanded or converted into a proper closet, and a clean basement with brand-new basement steps. All appliances stay with the property—including the washer and dryer (with tub)—while the window A/C unit provides reliable cooling. Situated in a desirable neighborhood close to freeways, convenience stores and shopping, this property also offers a quiet setting and semi-private yard. Bring your finishing touches to maximize this home's true potential—schedule your tour today!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
5/10
Edgewood High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: None,Window Unit(s)

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Property

Details

  • Parcel number: 030390011800
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial

Lot

  • Lot size: 8,624 sqft

Parking

  • Parking features: Driveway,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$128$1,536
Property Taxes $149$1,788
Electricity $193$2,320
Total$1,278$15,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,817/yr
40% on housing$38,340/yr
45% on housing$34,080/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 44004$89
Ashtabula County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 44004$113
Ashtabula County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$159,900
2024-08-02Pending sale$89,000
2024-07-30Sold$70,000
2024-06-27Contingent$89,000
2024-06-19Price change$89,000
2024-06-15Price change$105,000
2024-06-04Listed for sale$109,900
2024-05-30Contingent$109,900
2024-05-23Price change$109,900
2024-05-10Price change$119,900
2024-04-30Price change$129,900
2024-02-23Listed for sale$109,000
2023-11-30Contingent$125,000
2023-11-16Listed for sale$125,000
2023-09-29Sold$20,272

For Sale by Agent

AgentEllie Denman
BrokerageHoward Hanna

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