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3560 Rush Creek Dr, Hudsonville, MI, 49426

5beds
3baths
2,627sqft
$475,000
$181price/sqft
$3,218/moest. monthly cost
$128,720/yrincome needed

About This Home

Set in an established Hudsonville neighborhood, 3560 Rush Creek Drive offers a comfortable tri-level layout. The home includes five bedrooms and three bathrooms, with plenty of room to gather as well as space to spread out. The finished basement adds flexibility for recreation, working from home, hobbies, or overnight guests. The home has seen several practical updates in recent years, including fresh paint and new carpet throughout most of the interior in 2025, a new roof in 2023, and a new backyard deck in 2021. The kitchen includes a new gas range and dishwasher from 2026, along with a refrigerator from 2018. A high-efficiency furnace and water heater were also installed in 2018. Outside, the fenced backyard and wooden deck create an inviting place to relax, entertain, and enjoy time outdoors. An attached two-car garage provides additional parking and storage. Rush Creek Park, downtown Hudsonville, Terra Square, schools, shopping, and everyday conveniences are all nearby. Easy access to I-196 and M-6 keeps the rest of West Michigan within reach. Showings begin Saturday, July 25th at the open house from 11am -1pm and Sunday, July 26th from 1pm-3pm.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Alward Elementary SchoolGrades PK-40.3 mi
9/10
8/10
Hudsonville High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Freezer,Oven,Refrigerator,Washer
  • Laundry features: Gas Dryer Hookup,In Bathroom,Lower Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Window features: Bay/Bow,Garden Window
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area below ground: 542

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,395
  • Total interior livable area: 2,627 sqft

Property

Details

  • Parcel number: 701429202001
  • Zoning description: Residential

Features

  • Stories: 2
  • Fencing: Privacy

Lot

  • Lot size: 0.27 Acres
  • Features: Sidewalk
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Ottawa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$124$1,488
Property Taxes $407$4,884
Electricity $286$3,438
Total$3,218$38,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,331/yr
40% on housing$96,540/yr
45% on housing$85,813/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 49426$193
Ottawa County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49426$196
Ottawa County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$475,000
2015-04-13Sold$202,500
2015-01-30Price change$209,900
2015-01-15Price change$214,900
2014-11-12Price change$219,900
2014-10-24Listed for sale$224,900
2003-04-23Sold$171,000
1998-09-30Sold$154,900

For Sale by Agent

AgentEmma LaCosse
BrokerageReal Broker LLC

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