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3409 Ramsgate Way, Fort Smith, AR, 72908

5beds
3baths
3,531sqft
$460,000
$130price/sqft
$3,197/moest. monthly cost
$127,880/yrincome needed

About This Home

Welcome to 3409 Ramsgate Way, located in the highly desirable Fianna Hills neighborhood! Priced at $469,000, this beautifully updated home offers 3,531 square feet of living space on a spacious 0.40-acre lot. Featuring 5 bedrooms and 3 full bathrooms, this home provides plenty of room for family, guests, and everyday living. Recent updates include fresh interior and exterior paint, a new roof, a new HVAC unit, updated flooring throughout, and enhanced landscaping that adds exceptional curb appeal. Inside, you'll find generous living spaces, abundant storage, and a functional layout designed for comfort and convenience. Step outside to enjoy a private backyard, perfect for relaxing, entertaining, or creating your own outdoor retreat. With extensive updates already completed and highly motivated sellers, this is an incredible opportunity to own a move-in-ready home in one of Fort Smith's most sought-after neighborhoods. Schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
6/10
7/10
Southside High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Architectural,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Built-In Range,Built-In Oven,Counter Top,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,ENERGY STAR Qualified Appliances
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Attic,Ceiling Fan(s),Eat-in Kitchen,Storage,Tile Counters,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 3,531 sqft

Property

Details

  • Parcel number: 1266111350000000
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Concrete Driveway
  • Fencing: Back Yard,Privacy,Wood
  • Waterfront features: None

Lot

  • Lot size: 0.41 Acres
  • Features: Cleared,City Lot,Landscaped,Level,Near Park,Subdivision
  • Lot size dimensions: 0.4 acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Wildfire

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance $379$4,548
Property Taxes $237$2,844
Electricity $255$3,068
Total$3,197$38,364

Income You'd Need if You Spent...

35% on housing$109,611/yr
40% on housing$95,910/yr
45% on housing$85,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 72908$131
Sebastian County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 72908$134
Sebastian County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$449,900
2026-08-04Price change$460,000
2026-07-26Listed for sale$469,000
2026-01-05Sold$310,000
2025-12-03Listed for sale$340,000
2025-12-03Pending sale$340,000
2025-09-24Price change$340,000
2025-08-19Price change$345,000
2025-06-24Price change$350,000
2025-03-13Price change$385,000
2025-02-13Price change$391,500
2024-10-11Price change$396,500
2024-09-17Listed for sale$399,000
2018-11-29Listing removed$239,500
2018-07-20Price change$239,500
2018-06-10Listed for sale$249,500

For Sale by Agent

AgentHaley Martin
BrokerageMcGraw REALTORS

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