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537 W Main St, Fennville, MI, 49408

3beds
3baths
1,829sqft
$343,000
$188price/sqft
$2,317/moest. monthly cost
$92,680/yrincome needed

About This Home

Nestled in the heart of Fennville, this historical home offers a rare blend of classic character and modern efficiency, all within walking distance of the growing downtown, local parks, and schools. The light and airy main level has plenty of space, featuring a spacious living and separate formal dining area, a functional kitchen, and a versatile office or sitting room, complemented by a dedicated laundry room and a convenient half bath. Upstairs, you will find three generously sized bedrooms with large closets and two full baths, including a private ensuite off the primary bedroom, and spa tub off the main hallway. Recent updates include a newer furnace and water heater, along with recently blown-in insulation for enhanced energy efficiency. A unique highlight of this property is its versatile layout; previously used as a multi-unit dwelling with separate electric panels for each floor, it could be converted back into an income-producing property or maintained as a single family home Open House Saturday, May 16th, 10AM - 12 PM.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
5/10
Fennville Middle SchoolGrades 6-80.5 mi
5/10

Construction

Condition

  • Year built: 1912

Materials

  • Roof: Composition
  • Construction materials: Aluminum Siding,Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Partial

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Replacement
  • Flooring: Carpet,Wood
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,829
  • Total interior livable area: 1,829 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Other

  • Level: Main

Property

Details

  • Parcel number: 5200506500

Features

  • Stories: 2

Lot

  • Lot size: 0.25 Acres
  • Features: Sidewalk
  • Lot size dimensions: 66 x 165

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,734$20,808
Home Insurance *$99$1,188
Property Taxes $285$3,420
Electricity $199$2,393
Total$2,317$27,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,440/yr
40% on housing$69,510/yr
45% on housing$61,786/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 49408$290
Allegan County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 49408$275
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$373,000
2017-03-13Sold$121,000
2017-02-27Pending sale$131,000
2016-11-09Price change$131,000
2016-10-04Price change$134,000
2016-09-27Listed for sale$140,000
2008-01-25Sold$54,900
2007-03-09Sold$78,193
2005-12-28Sold$70,000
2004-08-17Sold$116,915
2001-12-17Sold$109,000

For Sale by Agent

AgentStaci Wykes
BrokerageEncompass-Realtors

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