See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

601 W Baldwin Lake Dr, Greenville, MI, 48838

2beds
1baths
720sqft
$284,900
$396price/sqft
$1,980/moest. monthly cost
$79,200/yrincome needed

About This Home

Step inside this charming 1940's raised ranch on all sports Baldwin Lake! Keeping its classic vintage cottage feel while boasting modern updates, this home features stunning panoramic lake views from inside or on the large, shaded deck. Updates include fresh paint, new vinyl plank flooring, updated light fixtures and ceiling fan, new garage door, new exterior doors and lighting. The layout includes a tastefully updated kitchen, main floor laundry, open dining and living area, a cozy primary bedroom and bunk room featuring four custom bunks with individual lighting/charging ports. Natural gas furnace/AC, and all appliances to stay! Your own private boat dock is included. Located steps from Baldwin Lake public beach and the Fred Meijer Flat River Trail, you are perfectly positioned to enjoy Greenville's vibrant, active community, excellent local parks, and friendly small-town charm. Your turnkey lakeside retreat awaits! Seller is a licensed Realtor in the state of Michigan

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
Baldwin Heights SchoolGrades PK-50.8 mi
7/10
7/10
Greenville Middle SchoolGrades 5-81.5 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Kitchen,Laundry Closet,Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Michigan Basement,Partial

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Ceiling Fan(s),Pantry
  • Window features: Replacement,Window Treatments
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 05218500900
  • Zoning description: RES

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Baldwin Lake

Lot

  • Lot size: 7,405 sqft
  • Features: Wooded
  • Lot size dimensions: 75 x 100

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Montcalm County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$117$1,404
Property Taxes $235$2,820
Electricity $188$2,259
Total$1,980$23,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,885/yr
40% on housing$59,400/yr
45% on housing$52,800/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 48838$166
Montcalm County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 48838$164
Montcalm County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$284,900
2026-07-08Price change$289,900
2026-06-16Price change$294,900
2026-05-25Listed for sale$299,900
2006-07-28Sold$100,000
2005-01-12Sold$50,000

For Sale by Agent

AgentArthur E Vachon
BrokerageBellabay Realty LLC

Similar Homes