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503 E Water St, Greenville, MI, 48838

0beds
0baths
--sqft
$99,900
--price/sqft
$817/moest. monthly cost
$32,680/yrincome needed

About This Home

Great opportunity for some sweat equity in this 3 bedroom, 1 bath home...large yard, double wide driveway, 3 sheds, some new plumbing...with some cosmetic upgrades and a heat source it will be a great family home or a nice addition to a rental portfolio. Located near the Meijer Heartland Trail in a quiet, quaint neighborhood in Greenville, close to everything. $99,900.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

9/10
7/10
7/10
Greenville Middle SchoolGrades 5-81.4 mi

Construction

Type & Style

  • Home type: SingleFamily

Property

Details

  • Parcel number: 05243300200

Lot

  • Lot size: 0.25 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Montcalm County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$41$492
Property Taxes $83$996
Electricity $188$2,259
Total$817$9,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,011/yr
40% on housing$24,510/yr
45% on housing$21,786/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 48838$169
Montcalm County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 48838$164
Montcalm County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Sold$45,000
2026-06-19Listed for sale$99,900
2026-03-11Sold$45,000
2026-02-03Pending sale$49,900
2026-01-26Price change$49,900
2025-12-19Price change$59,900
2025-11-20Price change$69,900
2025-10-21Price change$79,900
2025-09-12Listed for sale$89,900
2022-08-19Listing removed--
2022-08-18Listed for sale$62,900
2022-07-26Pending sale$62,900
2022-07-25Price change$62,900
2022-07-22Listed for sale$89,900

For Sale by Owner

AgentProperty Owner

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