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1215 N Lakeshore Dr Unit 205, Lake City, MN, 55041

2beds
1baths
1,006sqft
$279,900
$278price/sqft
$1,981/moest. monthly cost
$79,240/yrincome needed

About This Home

Living in this waterfront 'Villas on Pepin' condo will be like being on vacation every day! Enjoy this 2 bedroom, 1 bath, condo with open floor plan. Spacious kitchen with maple cabinets with a splash of color, and a large, moveable island that offers plenty of seating for entertaining! Living room with gas fireplace to enjoy any time of year. South and east facing, partially covered deck brings in natural light and sunshine. Common area includes: exercise room with sauna, underground, heated parking garage & storage, sitting areas with fireplaces, or reserve the 'gathering room' when hosting larger events with friends and family. Your favorite place might be the rooftop/sky deck with gorgeous river and bluff views to watch the sunrise AND sunset! Relax, unwind, and feel the warmth & comfort of this easy-living condo unit in the well-maintained and beautiful 'Villas on Pepin Condominiums'.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
7/10
Lincoln SecondaryGrades 7-121.2 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Flat
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: Condo
  • Property subType: (CC) Low Rise (3- Levels)

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Hall,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Owner Access,Shared Access,Storage Space

Bathroom

  • Level: Main
  • Area: 87.3
  • Dimensions: 9.7x9.0

Bedroom

  • Level: Main
  • Area: 185.37
  • Dimensions: 16.7x11.10

Bedroom2

  • Level: Main
  • Area: 110.94
  • Dimensions: 12.9x8.6

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Deck

  • Level: Main
  • Area: 140.8
  • Dimensions: 11.x12.8

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,006

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,006
  • Total interior livable area: 1,006 sqft

Kitchen

  • Level: Main
  • Area: 153.799
  • Dimensions: 14.11x10.9

Living Room

  • Level: Main
  • Area: 265.08
  • Dimensions: 14.1x18.8

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,Customized Wheelchair Accessible

Details

  • Parcel number: 542350205
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1006

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • View description: East,River,South,Lake
  • Has water view: Yes
  • Water view: River,Lake
  • Waterfront features: Lake View

Lot

  • Lot size: 1,350 sqft
  • Features: Corner Lot
  • Lot size dimensions: 0

Parking

  • Total spaces: 1
  • Parking features: Attached,Floor Drain,Heated Garage,Other,Parking Lot,Underground
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather
Cold Wave
Drought
Landslide
Lightning

FEMA Declared Disasters in Goodhue County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$168$2,016
Property Taxes $228$2,736
Electricity $170$2,050
Total$1,981$23,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,920/yr
40% on housing$59,430/yr
45% on housing$52,826/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 55041$191
Goodhue County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 55041$161
Goodhue County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$289,000
2019-08-16Sold$169,900
2018-05-06Listing removed$159,900
2017-06-13Listed for sale$159,900

For Sale by Agent

AgentKathy Ann Rohlik
BrokerageMontgomery Holst Realty

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