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493 Pio Dr APT 419, Wailuku, HI, 96793

1beds
1baths
586sqft
$199,000
$340price/sqft
$1,512/moest. monthly cost
$60,480/yrincome needed

About This Home

Don't miss this wonderful opportunity to own an affordable piece of paradise with this charming one-bedroom, one-bath condominium in one of Central Maui's most convenient and desirable locations. Enjoy beautiful ocean views in one direction and stunning Iao Valley mountain views in the other, creating the perfect island backdrop. Ideally situated just minutes from shopping, popular local restaurants, the Maui Arts & Cultural Center, and beautiful beaches, this condo offers the perfect blend of comfort and convenience. Whether you're looking for a primary residence, a long-term investment, or your own Maui retreat, you'll appreciate the easy access to everything Central Maui has to offer. The unit includes one assigned parking stall and provides an excellent opportunity to enjoy the Maui lifestyle while being close to parks, schools, medical facilities, and entertainment. Experience island living with breathtaking views and an unbeatable location.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Wailuku Elementary SchoolGrades PK-51.6 mi
6/10
Iao Intermediate SchoolGrades 6-81.3 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Tar/Gravel

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Ceiling Fan(s),Inventory

Interior Area

  • Total structure area: 586
  • Total interior livable area: 586 sqft

Property

Details

  • Parcel number: 2380370390066
  • Attached to another structure: Yes
  • Zoning: A-1
  • Zoning description: Apartment District

Features

  • Has view: Yes
  • View description: Mountain/Ocean
  • Has water view: Yes
  • Water view: Mountain/Ocean
  • Waterfront features: None

Lot

  • Lot size: 1.06 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$29$348
Property Taxes $103$1,236
Electricity $374$4,497
Total$1,512$18,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,840/yr
40% on housing$45,360/yr
45% on housing$40,320/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 96793$632
Maui + Kalawao County$1,282

vs Homes Sold Last Month

Median $/sqft

ZIP 96793$749
Maui + Kalawao County$796

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$199,000
2026-05-18Listing removed$250,000
2026-02-12Listed for sale$250,000
2008-04-18Sold$144,000
2001-05-07Sold$71,000

For Sale by Agent

AgentCarol Russell RS-61578
BrokerageEngel & Volkers Maui

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